Personal Consumer Issues • Paint Protection Film for vehicles
Yes. XPEL Ultimate. 8.5 years so far, no issues, including hits at race track speeds. On a collector car that does not depreciate (gentle appreciation).I expect to replace the film about every 12...
View ArticleInvesting - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
AUM just breached $3B!Could this be the fastest growing ETF ever?Statistics: Posted by CletusCaddy — Tue May 21, 2024 11:03 pm — Replies 333 — Views 54715
View ArticlePersonal Consumer Issues • What are you listening to now
Highway Tune — Greta Van FleetI ran across this band for the first time today. It looks like they’ve been around for awhile. They do a passable impression of Led Zep. What do you think? I don’t like...
View ArticlePersonal Finance (Not Investing) • fat/coast FIRE?
OP, how long have you felt this way, and when was the last time you went on a holiday of at least 3 weeks in duration?Statistics: Posted by vfinx — Tue May 21, 2024 11:07 pm — Replies 7 — Views 753
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
Any fans of carbonated water (NOT soda pop) here ?I have two CO2 bottles, that I fill with dry ice bought from a supermarket. It costs about $2 a bottle, and each filled bottle is good for 'up to'...
View ArticlePersonal Finance (Not Investing) • Delayed discovery of excess 401K...
"Excess contributions" are different. They happen when a Highly Compensated Employee (HCE) defers more than is allowed based on certain ADP testing done after the year-end. Excess contributions (and...
View ArticlePersonal Finance (Not Investing) • 57K Total International in Roth IRA -...
I split VXUS into VEA (developed) in taxable and VWO (emerging) in IRA.VEA is extremely tax efficient and high FTCHow high FTC?Statistics: Posted by watchnerd — Tue May 21, 2024 11:12 pm — Replies 5 —...
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Investing - Theory, News & General • Low future us stock market returns
I absolutely think the US market is going to have an awful, humdinger of a crash that you really don't want to see the trigger for. I've seen a few of those already. That's part of investing in...
View ArticleInvesting - Theory, News & General • Anyone here read the book "The...
To MJ's credit, he is the founder of the now sold limos.com which sold for a multi-million dollar price tag so just buy a website domain that nobody knows they want/is valuable and then later sell it...
View ArticlePersonal Consumer Issues • Reliable cellular service
Hi,I have tried prepaid, mvno etc and have gotten tired with speed throttling etc. Now we just want a good reliable high speed always available mobile internet and cellular service. Two of us using...
View ArticlePersonal Finance (Not Investing) • What to expect during the 80's?
A couple of things which may not have been mentioned;1) Check with the financial institutions where her money is at to make sure that everything is in place to manage her money if you need to. People...
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Investing - Theory, News & General • International (Non-US) versus US...
Nothing new to the discussion; but JP Morgan had these charts in their current Guide to the Markets. Note that the valuations are not adjusted for sector shifts.Statistics: Posted by comeinvest — Tue...
View ArticlePersonal Finance (Not Investing) • Set up Trust/Estate Plan now, or after...
I am definitely more on the "get something in place sooner" side of the question, just wanted to check whether there were insights from the group that suggested a different approach.It's only...
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Personal Finance (Not Investing) • Share your retirement cash flow plan
We're likely 1-3 years away from retiring in our mid'50s. I have an accumulation 'account map' that I kept updated for my wife that could be useful if I were to pass. This thread got me to thinking...
View ArticlePersonal Investments • Wash Sale Between Taxable and Pre-Tax 401K
Sometimes the question of what stock fund to hold comes from beginners on Bogleheads Reddit--especially those who have heard 100% S&P 500 or such super-abbreviated advice--so after this dive here...
View ArticlePersonal Investments • Where to park $1.8mil?
T-bills. The Treasury Money Market fund may not be fully tax-exempt at the state level (80% in 2023) and it's a large enough sum that these things matter. Given the amount, you won't have any problem...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Does Cash Plus support “early direct deposit” where paychecks appear a day or 2 before the traditional paycheck date? Thanks!Statistics: Posted by b4nash — Wed May 22, 2024 11:05 pm — Replies 1003 —...
View ArticlePersonal Consumer Issues • Flaunt Your High-Mileage Car
Our 2013 Rav4 just hit 129,000 miles. But I’m ready for a new car and will soon put a deposit down on a Lexus NX. Safety features, CarPlay and better headlights are the reason.considering checking out...
View ArticlePersonal Finance (Not Investing) • Gifted $17k in wrong stock can I fix w/out...
My goal is to avoid the dreaded 709 tax form. I accidentally transferred between fidelity accounts $17,500 of the wrong stock to my daughter yesterday. She would like to transfer the stock back to me...
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Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Still waiting on PR status (PH) for my wife. For me, I was able to get it expedited because I bugged the heck out of them. Not as fast as some of you all after setting up your account through...
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