If the $100k can be deployed into your investment portfolio, then I'd suggest you review the tax efficient fund placement wiki page.
That wiki page would suggest that you should be keeping your cash and fixed income in your 403b plan instead of in your taxable account. Consider the two links below and see if this resonates with you. If you're living in a high tax state, then the tax savings might matter that much more.
Links:
https://www.bogleheads.org/wiki/Tax-eff ... _placement
https://www.bogleheads.org/wiki/Placing ... ed_account
In other words, the taxable account should probably be all stock index funds.
Regards,
That wiki page would suggest that you should be keeping your cash and fixed income in your 403b plan instead of in your taxable account. Consider the two links below and see if this resonates with you. If you're living in a high tax state, then the tax savings might matter that much more.
Links:
https://www.bogleheads.org/wiki/Tax-eff ... _placement
https://www.bogleheads.org/wiki/Placing ... ed_account
In other words, the taxable account should probably be all stock index funds.
Regards,
Statistics: Posted by retired@50 — Tue Jul 09, 2024 9:52 am — Replies 7 — Views 353