Personal Finance (Not Investing) • Contractor (1099) Worker -- 401k and...
I have the potential of becoming a contractor for my current employer trading my W2 for a 1099. I'm considering doing this in 2025 due to the following: My spouse carries health insurance which my...
View ArticlePersonal Investments • Where to put long-term savings?
If the $100k can be deployed into your investment portfolio, then I'd suggest you review the tax efficient fund placement wiki page. That wiki page would suggest that you should be keeping your cash...
View ArticlePersonal Consumer Issues • Sidi Ifni Morocco has the best weather in the world
Azores.If one likes average winter (December through March) high temperatures of 17C-18C with lots of clouds and rain.Statistics: Posted by David Jay — Tue Jul 09, 2024 9:53 am — Replies 8 — Views 448
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Personal Consumer Issues • Learning piano at 72 finger problems
I just bought a 61 key keyboard. I always wanted to learn but never did. My grandson is 10 and just starting so I thought it is now or neverJust want to have a little fun and be able to play a few...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
I'll post about an author I'm curious about. Freida McFaddenToday's NYT has a piece about her https://www.nytimes.com/2024/06/22/book ... Position=8What got my attention "Eleven years, 23 books and...
View ArticlePersonal Finance (Not Investing) • Scare tactic? .... Chase contemplating...
The thing that would scare me is knowing that I had to stick with Chase.Statistics: Posted by Doom&Gloom — Tue Jul 09, 2024 9:54 am — Replies 9 — Views 764
View ArticlePersonal Consumer Issues • Rough riding Toyota Sienna
Most of that stuff was at the dealer. A bit (mostly smaller stuff) was done elsewhere. List is not 100% complete, but has most stuff.Looking at that list, I bet that 3/4 of it was unnecessary. And it...
View ArticlePersonal Investments • gifting $ to adult children in tax efficient way
Sounds to me that your parents are doing enough without you trying to squeeze more juice from their assets.I said all that I need to say here. Have a good life.We gift our children to the annual...
View ArticlePersonal Investments • Vanguard PAS AUM - should I quit?
Any thoughts on the above? I understand that this is a personal decision that I need to make - however, if you had any perspectives on the above or new ones that I haven't thought of, I would be happy...
View ArticlePersonal Finance (Not Investing) • Inherited IRAs in special needs trusts and...
(1) It became a lot easier once I started my own Social Security--my disabled adult child (DAC) daughter gained SSDI and also became Medicare eligible (after 2 years). Since her SSDI is a lot more...
View ArticlePersonal Consumer Issues • Can a TV display browser tab?
Press the Windows + K key combo. It will bring options to connect. If your TV is on it should show up and allow you to mirror your screen wirelessly. Note that VPNs or other stuff like that will break...
View ArticlePersonal Investments • 401K NUA Question
In reference to the comment regarding a BackDoor Roth IRA option, my Fidelity advisor said that converting my wife's 401K's into a traditional IRA at Fidelity via rollover would not limit our...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Technology stocks go back a century. Humans didn't start developing technology two decades ago.You're right that a lot of money was made in tech stocks prior to the 21st century (in names like IBM,...
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Investing - Theory, News & General • why not dividend stocks instead of...
Of all my investments, my bond funds have been my biggest disappointment.I have rotated into money market mutual funds for my fixed income and capital preservation for the past few years.The yield...
View ArticleInvesting - Theory, News & General • Revisiting the "Lost...
Folks,Just a reminder. Some of us were unemployed for more than 1 year during that time period too.KlangFoolYeah it seems like many just want to shrug the data off as it does not matter. You should...
View ArticlePersonal Finance (Not Investing) • Merchants and card surcharges - are they...
They are allowed, but vary considerably from place to place.Where I live they are rare as hens teeth, only the liquor store has one that I know of. One grocery chain does not accept credit cards...
View ArticlePersonal Investments • Reaching Fatfire in VHCOL
Would be probably easier to do some consulting in a current field than to deal with all the inconveniences of a low paying job (less autonomy, more time required, etc)Some non profits I know hire...
View ArticlePersonal Investments • Fidelity Auto Roll Question
Found my answer on their site, posting here in case anyone else wonders: "For a maturing CD, the Auto Roll Service will search Fidelity inventory for the highest yielding new issue CD meeting criteria...
View ArticlePersonal Consumer Issues • Heat Pump replacement cost
I am mildly concerned about a leak in an old unit we have, and am looking for a reality check to hvacdirect.com.Mr Cool makes a 20 SEER ducted 2 to 5 tons.2 tons about $4k5 tons about $5k.These are...
View ArticlePersonal Consumer Issues • Arborvitae care
Different answers are due perhaps in part because of different soil and weather conditions. They don't like "wet feet" and thus in well drained soil they can handle more water. Was there a guarantee...
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