My only thought is that the pre-tax account might benefit from expertise more than the post-tax account. Not so much in terms of asset allocation, but from a Roth multi-year conversion strategy. I'm also by my choice the manager of our savings, and I've been truly impressed by the Roth conversion strategy value. I've been using the Projection Labs' Modeling software. Starting from a $5.5M tIRA, I'm seeing close to a $2.5M higher end balance value (excluding QCDs) with Roth after 20 years of modeling. I value a Roth $ at 1.0, a brokerage $ at 0.85, and a tIRA dollar at 0.6Any thoughts on the above? I understand that this is a personal decision that I need to make - however, if you had any perspectives on the above or new ones that I haven't thought of, I would be happy to be educated. Thanks in advance!
Statistics: Posted by EricGold — Tue Jul 09, 2024 9:55 am — Replies 24 — Views 1464