Personal Consumer Issues • [On-going Scams - Post them here]
Someone posted this last year, but I'll mention it again because I am a frequent reader of that very informative subReddit:https://old.reddit.com/r/Scams/These scams are mentioned all the time, many...
View ArticlePersonal Consumer Issues • So what are you cooking
...honey whipped ricotta (made at home)I generally don't like ricotta but this might change my mind. Any extra info on that?I found this online, which sounds...
View ArticlePersonal Investments • Concentrated equity (LTCG and some other questions))
Hello, I find myself in a situation where equity that I had held long term (received from my employer as compensation and ESPP) has over the years done exceptionally well - and I was perhaps too lazy...
View ArticlePersonal Finance (Not Investing) • Merchants and card surcharges - are they...
Seeing this everywhere. Pizza placesDealership for car service. Today I paid my electric bill and the interface changed so I looked at the options. I was surprised to see a fee if you paid in...
View ArticlePersonal Finance (Not Investing) • Credit Card Feature That Enables Fraud
After suffering credit card fraud, you contact the issuer to obtain a new card and shutdown the old number. Then you receive more fraud, sometimes before the new card arrives. Why? The issuer...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Rewatched "House of Games," a 1987 movie written and directed by David Mamet and starring Joe Mantegna and Lindsay Crouse. The plot per IMDB: "A psychiatrist [Crouse] comes to the aid of a compulsive...
View ArticlePersonal Consumer Issues • Redoing Rooms Question on Flooring
Whichever one you choose, be sure to check the subfloor for flatness before starting, and fix it if necessary.Statistics: Posted by Benbo — Sun Jul 07, 2024 9:37 am — Replies 11 — Views 1064
View ArticlePersonal Consumer Issues • New mattress
We have an Original Mattress Factory we like. But it's a very personal thing. You might ask local hotels what they use, and then pay for a few nights at each and see which you like the best.Or use the...
View ArticleNon-US Investing • Am I crazy to keep 100% stocks when I FIRE?
IAssuming a 3-4% withdrawal rate that amounts to around 10-20% bonds How does this work out? So how to you decide which % of bonds you need if X is your withdrawal rate?Statistics: Posted by mrnice404...
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Personal Investments • Tax considerations on bonds for a high income earner
Welcome to the forum. You didn't mention what kind of accounts you have already so I'll assume none. With no income, you cannot contribute to any kind of tax-sheltered accounts. So your investing now...
View ArticlePersonal Investments • Is this a good international fund?
ACWI ex-US tracks both developed and emerging markets. It has about 2,000 holdings and is not limited to just mid and large cap.Statistics: Posted by upstatenick — Mon Jul 08, 2024 9:47 am — Replies 9...
View ArticlePersonal Consumer Issues • Under the counter Microwave
We placed our countertop microwave in a below-counter opening. Have had no issues, but you do need to make sure you have adequate clearance for airflow around the unit. The manufacturers will spec...
View ArticlePersonal Consumer Issues • Costco - best items to buy to reduce grocery bill
Hi! New Costco member and feeling overwhelmed. 2 adults and 2 kids under 10. My goal is to save money on my grocery bill and wondering which products you recommend that will provide the most value....
View ArticlePersonal Finance (Not Investing) • Is anyone selling their house with 2%...
I think it's important to understand *why* she wants to move to a better house. What does *better* mean? Larger? More rooms for hobbies, office, kids? Bigger kitchen? Bigger yard? Quieter...
View ArticlePersonal Consumer Issues • Best suv lane-keeping systems?
Apparently Toyota got it right with it's latest system:When LTA is activated, if the system does not detect driving operations, such as if the driver is not holding the steering wheel, and determines...
View ArticleInvesting - Theory, News & General • Mid-year Check-in on Net Worth
I would think that for most income stream, and if that is related to portfolo size and growth, is more concerning than NW.This is how I feel. I care about the income my investments generate and taxes....
View ArticlePersonal Finance (Not Investing) • Renting Until Retirement
Would it be unwise to continue working in this area and renting while investing for the next 15 years with the goal of retiring, and then moving to a LCOL area to buy a house cash? I used to think...
View ArticlePersonal Investments • 457(b) to QLAC or DIA?
Can I use money in my governmental 457(b) plan to fund a QLAC? How about a direct (nontaxable) transfer to fund a deferred income annuity (DIA)?Thanks.I’d suggest you ask your plan...
View ArticlePersonal Finance (Not Investing) • How do you keep track of your personal...
YNAB for cash flow and planning. Spreadsheet for investments/net worth. I log into ynab daily and the update the spreadsheet monthly or quarterly.[…]That's pretty much what I do. One particular...
View ArticlePersonal Consumer Issues • Baltic Sea Reading
Will you be going through the Kiel Canal? Emma Lathen's 1997 mystery A shark out of water is amusing and offers a view of the canal construction.No. But thanks for the reference!Statistics: Posted by...
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