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Personal Investments • Why I am thinking of not doing Roth conversions...let me hear your feedback

Having done the annual conversions while delaying SS, the growth of the tax-free all-stock index funds in the RIRA is comforting, plus I like the higher SS payment that has COLA boosts to buffer my no-COLA pension while reducing portfolio withdrawals. YMMV due to your portfolio size relative to those two benefits. Yes, I paid more tax earlier and I am not considering the compounding of that loss.

Statistics: Posted by heyyou — Sat Jul 13, 2024 10:34 am — Replies 19 — Views 1513



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