Personal Consumer Issues • Join a gym? Is it worth it?
I think that it is worth it. I love going to the gym. There is no way I could replicate all the equipment they have at my gym. I’m not even that social but I like working out with other people around....
View ArticlePersonal Finance (Not Investing) • Laid off at 40 and ready to retire
OP,I would love to see an update on your thoughts on everything everyone wrote.My own comment is that math is math and based on your math you should be fine to retire as long as you can keep expenses...
View ArticlePersonal Finance (Not Investing) • Paying estimated taxes before filing
I would like to slightly modify this question: How about waiting to make Semiannual tax payments instead of Quarterly? I would like to hear from someone who has actually tried this and if there were...
View ArticlePersonal Consumer Issues • Whole house ELECTRIC backup - PowerWall?...
Re natural gas and locating/functionality…- what does code require? Distance from structure, windows, sliding glass doors, air Intake openings?- what type of pad/ raised surface will you need?- what...
View ArticlePersonal Finance (Not Investing) • Emergency fund
VUSXX is fine for now as its current 7-day SEC yield of 5.28% is the same as VMFXX’s yield. Since you have no state income tax, going forward periodically monitor the yield of the two MMAs and hold...
View ArticlePersonal Investments • Why I am thinking of not doing Roth conversions...let...
Having done the annual conversions while delaying SS, the growth of the tax-free all-stock index funds in the RIRA is comforting, plus I like the higher SS payment that has COLA boosts to buffer my...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
Does anyone know whether successfully opening this account requires a thaw of ChexSystems and/or the credit bureaus?I guess, has anyone successfully opened a new Cash Plus account with ChexSystems and...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
Shadow Divers by Robert Kurson. Started a couple days ago so not too far in, but very interesting to learn how deep sea diving works.Statistics: Posted by Snowflake — Sat Jul 13, 2024 10:35 am —...
View ArticlePersonal Investments • Pralana or CPA or ??? need a plan. Plan Vision didn't...
I think time is needed to stop spinning the rat wheel for now and format a plan to go forward. There are too many proposed and active moving parts moving in various directions at half speed.You...
View ArticlePersonal Finance (Not Investing) • Am I RIGHT, and the lawyer and the...
TL;DR: Is it beneficial to file an estate tax return at the first spouse's death, in order to preserve his estate tax lifetime exemption amount?Hi All,I'm a financial planner (who is not also a...
View ArticlePersonal Finance (Not Investing) • spending my money now feels like getting...
I’m not following. Wouldn’t the rest of college need to be paid by borrowing?Statistics: Posted by edge — Sat Jul 13, 2024 10:36 am — Replies 25 — Views 1850
View ArticleInvesting - Theory, News & General • 400 Years of Global Stock & Bond...
I have not had a chance to read the paper yet but when looking at long time periods like this it is important to keep in mind that a lot of the economic situation was influenced by several major...
View ArticlePersonal Consumer Issues • 1 month in California, Hawaii, Greece or ____?
How about western Michigan? Traverse City, Ludington, Holland, Grand Haven, etc.The water is cold for swimming but Vancouver, BC could also be an idea for more urban amenities and public...
View ArticlePersonal Finance (Not Investing) • Most recent CitiBank deception ... always...
Our household firmly believes there are advantages to using the Big 3 banks over regional banks when it comes to banking services. While regional banks do offer a tad more in interest in savings and...
View ArticlePersonal Finance (Not Investing) • Objective Professional Financial Advice
The basic questions: when to start taking Social Security? I am drawing down from the right buckets or should I switch? taxation, taxation, taxation...should I convert some of my assets to income?...
View ArticlePersonal Finance (Not Investing) • How to count a pension in net worth...
So you wouldn't include these as assets in your NW calculations?No.That's interesting. So you only include assets that are liquid or have a high level of certainty. I'm part owner (a small percent) in...
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Personal Consumer Issues • EV Tires: Tesla Model Y options?
I thought one of the big benefits of the EV specific tires is how they have special features (like a foam insert) to make them quieter?Tirerack did a comparison recently and didn't find a correlation...
View ArticlePersonal Investments • UHNW Situtation
You are neglecting the growth in their assets over that 25 years.Statistics: Posted by afan — Sun Jul 14, 2024 10:33 am — Replies 19 — Views 2576
View ArticlePersonal Finance (Not Investing) • Amex Platinum Users: still getting value...
Is anyone using the Schwab Amex Platinum to deposit points into a Roth IRA? Apparently, they have intentionally been coded as bank bonuses, which therefore doesn't count as a contribution. Increasing...
View ArticlePersonal Consumer Issues • Amazon - from Prime to UnPrime
I keep getting emails that say "Get medical care anytime with Prime" Thanks, but no thanks.Statistics: Posted by jebmke — Sun Jul 14, 2024 10:36 am — Replies 30 — Views 2137
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