Personal Finance (Not Investing) • Health insurance in 2 states
HelloMy parents recently received their green cards. They alternate living between me(jersey) and my brother( pennsylvania)I got them the marketplace insurance plan in jersey. However they're out of...
View ArticlePersonal Investments • Seeking opinions on my plan when I turn 70, 1/2025.
Not specifically. Just have researched a few on my own.Statistics: Posted by retiredjg — Sun Jul 14, 2024 10:37 am — Replies 7 — Views 478
View ArticlePersonal Consumer Issues • Power Outage and Food Spoilage?
we kept multiple reusable ice substitutes in our freezer.Me too.Statistics: Posted by student — Sun Jul 14, 2024 10:41 am — Replies 17 — Views 958
View ArticlePersonal Consumer Issues • Cloud based backup options for sensitive files
Sync.com uses a zero knowledge security setup to back up and sync folders and files across multiple computers. Read the Cloudwards.net review. I have an individual account, but we have two desktop and...
View ArticlePersonal Investments • Empower portfolio analysis
If your investments are done the Boglehead way - i.e., if all you have are some index funds, some cash, and maybe some individual bonds - then you don't need an aggregator to tell you what your...
View ArticleInvesting - Theory, News & General • Converting small cap & value to...
Put everything into Total Market and/or S&P 500 and don’t look back.But my total market and S&P holdings are very appreciated over small and value. That would be a sell-low/buy-high scenario...
View ArticlePersonal Investments • Are we done saving for college?
On the other hand, 529 allows for tax free growth so, even if you over fund it, I imagine you can pass it on to the next generation (grandkids). I assume, at your income level, you have some bequest...
View ArticlePersonal Consumer Issues • O'Hare,AA,JAL short connection
The connection is "possible" but on the risky side. I would not risk this connection since going to ORD is only slightly less convenient, and most of all because it's a once-daily long-haul flight -...
View ArticleInvesting - Theory, News & General • How can I start to draw a small...
You've got a roboadvisor, so for that account it is as easy as scheduling regular transfersStatistics: Posted by the_wiki — Mon Jul 15, 2024 10:45 am — Replies 14 — Views 948
View ArticlePersonal Investments • Deferred annuity question
I think the term "deferred annuity" may be imprecise. I have Deferred Income Annuity (DIA) that is exactly like an SPIA except that payments don't start immediately. The is no concept of "invested...
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Personal Finance (Not Investing) • NY times intro subscription expiring
my NY times intro subscription of a $1 a week was expiring and I got the email it is going up to $12 a month. Logged on to cancel and hit the cancel button and they offered $1 a week for another year....
View ArticlePersonal Investments • Where to reallocate from small cap & value?
How old are you?Statistics: Posted by ljb1234 — Mon Jul 15, 2024 10:47 am — Replies 2 — Views 33
View ArticlePersonal Consumer Issues • What video games are you currently playing?
Cities Skylines 2 is getting better with the newest patches for those who like to get lost in building. Economy management is getting real good in it and performance is slowing improving.Statistics:...
View ArticlePersonal Consumer Issues • California weather in a lower cost of living area
Try Utah.Which area? SLC/Provo/Logan or Cedar City/St. George? I just came from the Utah Shakespeare Festival at Southern Utah University in Cedar City. It's a stronger arts community than you might...
View ArticlePersonal Finance (Not Investing) • Planning for Irregular Essential Expenses...
There are a variety of approaches. Actually this type of planning seems easier to me in retirement than while working. Simply because income variability (risk of layoffs, salary changes, relos, and...
View ArticlePersonal Finance (Not Investing) • Finding an attorney
If you moved to a new location for retirement, how did you find a new attorney for estate planning purposes?I get that you can ask neighbors and the person at a local bank, but are there other more...
View ArticleInvesting - Theory, News & General • How do you think about longevity?
I'm planning on living well into my 90s and I'm also planning on doing my best to enjoy my time alive while I'm alive. As a practical matter that means:1. Live within my means now so I can invest and...
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Personal Consumer Issues • Dr.Peter Atia's book...Outlive
I haven't read, but watched Dr. Peter Attis going back to when he kept some hair. Lol.Yes, exercise, weight training, sleep,etc.etc.One thing I heard him say that resonated as much as anything though:...
View ArticlePersonal Finance (Not Investing) • 2nd Letter from the IRS-Dear Taxpayer
Hi all!Just as an update, I received my 3rd letter today and as many have predicted, it was to inform me that they (the IRS) needs an additional 60 days. I am glad that I posted my original responses...
View ArticlePersonal Investments • When is the right time to exercise employee stock...
I mean, none of your options are in the money, so clearly not now.At a $300 stock price, you'd make $3,000 pre-tax. Is that meaningful to you?At $350, you'd have $10k, at $400 you'd have just short of...
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