Personal Finance (Not Investing) • Identity monitoring OR identity-theft...
Choose strong random passwords and have 2FA enabled for all financial accounts. Sign up for SMS notification of all transactions from banks, credit cards.Lock unused or sparingly used credit and debit...
View ArticlePersonal Investments • Cash at Fidelity
Because it is super nice to have your primary payment hub running at near rolling treasury rates automatically. I dump a huge amount of cash into my CMA, buy my MMF of choice and forget about all...
View ArticlePersonal Finance (Not Investing) • Assisted living situation for a relative
I had a friend with almost no assets, we found an assisted living that is a non-profit, they took him because his income/assets were below their maximums. It was a great place with excellent...
View ArticlePersonal Consumer Issues • Fire Safety with Lithium Battery Power Tools?
What about large battery packs for solar, such as Power Walls. Where should they be placed?My local building inspector indicated I would need to fireproof the room that the power wall(s) would be...
View ArticlePersonal Investments • Roth conversion or not?
I have no Roth holdings now at all.Then you should convert at least some minimal amount now just to get the 5 year clock running. Maybe convert $3k so you can buy some VTSAX in the Roth account. Pay...
View ArticlePersonal Consumer Issues • Where to fly from Paris in March 2025?
Why fly? I would take a TGV to Bordeaux. The TGV itself is quite an experience if your kids have not done it before. Then explore that region - Bordeaux, Nantes, La Rochelle, etc. You are out of...
View ArticlePersonal Consumer Issues • Surprised by an online privacy failure
Are you running any other add blocking/tracking blockers outside of the default anonymizers in Safari? If not, I'd suggest you start. I like Wipr personally. It's not foolproof anyway because it's a...
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Personal Consumer Issues • Your Amazon Prime Day purchases, please!
I really, really have trouble spending money. I procrastinate so much. I never joined Amazon Prime because it would make spending way too easy. My wife does all the day to day spending for clothing...
View ArticlePersonal Investments • Roth IRA conversion or Roth 401K- Trying to prevent a...
I have come to realize probably a little late that I have been contributing too much to traditional 401K (vs Roth). Husband- 48 with 900K traditional 401k (no option to convert to Roth 401K)Me- 44...
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Personal Consumer Issues • Mac duplicate file finder software and its security
I once wrote a shell script on Linux to do this, so the same could be done on a Mac. You don't need an app. Maybe Google around for a script that does what you want.(The script is about three lines....
View ArticlePersonal Investments • Is Charles Schwab strong ?
OP, I think you are getting a bit too much assurance in this thread. Sure, there is FDIC, etc. But if Schwab had major problems it might take significant time to get your money. Have a look at Yotta,...
View ArticleNon-US Investing • Netherlands choosing bonds using ABN AMRO
Thanks for all the responses, I did read the Bond basics (and I have been reading more info these days) and had an idea of what they are and what is the purpose of it in a portfolio, but from the...
View ArticlePersonal Investments • Why I am thinking of not doing Roth conversions...let...
I'm pondering myself how to go about determination if I need to consider backdoor or mega.Not who you asked....but backdoor Roth and mega-backdoor Roth are not the same as Roth conversions. They are...
View ArticlePersonal Finance (Not Investing) • Dad is getting laid off in 5 months -...
Could he file for unemployment after his layoff is finalized?Statistics: Posted by femur — Wed Jul 17, 2024 11:10 am — Replies 8 — Views 686
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Personal Investments • 26 y.o. looking for advice
Thanks for the comments everyone, appreciate the feedback. In regards to the Roth 401k, I was planning on switching that over to a Traditional beginning 2025.I also don't expect to have a pension...
View ArticlePersonal Consumer Issues • Water restoration contractor's contract - need advice
This thread has run its course and is locked (legal issue). See: Acceptable Topics and Subforum GuidelinesThis is an investing and personal finance forum. We also maintain a subforum that allow our...
View ArticlePersonal Investments • Are we done saving for college?
Certainly Backdoor Roth contributions, which OP mentioned that they were not doing, would have made sense to prioritize over 529 contributions. The contribution limits are pretty trivial compared to...
View ArticleInvesting - Theory, News & General • How do you think about longevity?
Over the weekend, we had three celebrities pass away:* Shannen Doherty — 50s— cancer* Richard Simmons — 70s — cardiac arrest* Dr Ruth —90s — natural causes?Only one made it to their 90s. All had...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
I am concerned with 20 year returns or longer.So US had a “good” outcome at 6-7%, significantly lower than 10-11% US average. The lowest (2000-2020) was 6%. Most of the others were in the 8%-9% range,...
View ArticlePersonal Investments • Fidelity Account Hold
Where was the money coming from that was deposited to Fidelity?Statistics: Posted by jebmke — Wed Jul 17, 2024 11:17 am — Replies 1 — Views 37
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