Personal Investments • For those of you in the financial industry, what does...
Many in the FIRE community stick to the S&P 500, while other investors focus on modal stocksWhat do people who work in finance typically invest in?They may or may not have access to S&P 500...
View ArticlePersonal Investments • Bonds in Roth IRA in early retirement
Thanks, in the scenario I am describing I do not really understand why a tIRA strategy would be better than the Roth. If someone can enlighten me I would appreciate it.Statistics: Posted by...
View ArticlePersonal Investments • Now is a right time to open Fidelity account? Or...
All,I want to shift to have my accounts moved to fidelity’s. I was looking for any signup or referral bonus promotions but there are NONE at the time of writing this post.Does anyone think they might...
View ArticlePersonal Investments • MIL left FA and is now at Vanguard - Portfolio Review...
My MIL is 87 and a widow for over 2 years now. My FIL always took care of anything financially related and always had a Financial Advisor. When he died he was in process of moving his IRA from Edward...
View ArticlePersonal Investments • investing in large inheritance
Thank you very much. I'll repost in the appropriate forum.You needn't re-post it, it's been done for you by the admin. The admin is asking you post in this same thread but using the "portfolio seeking...
View ArticlePersonal Investments • Roth conversion or not?
I have no Roth holdings now at all.I would open a Roth account today. Just to get the 5 year clock running. If the account is open for more than 5 years, and you are over 59.5, all withdrawals are...
View ArticlePersonal Investments • What should i ask Social Security Office?...
Hi. My Wife and I have a phone meeting with the local Social Security Office today (My Wife recently turned 62, I am 64)...trying to get our heads around when my Wife should start claiming... I have...
View ArticleInvesting - Theory, News & General • Vanguard Notice - Update to...
Hi Everyone,Does anyone know a way to get around Vanguards new rule where you get billed for ETF's $25 for each trade? Thank you. TreeI think the easy way is to not call them to trade, but to use your...
View ArticlePersonal Finance (Not Investing) • Where do you bank and why? 2024 Edition
Personal checking and savings at a local North Texas-based credit union. Just because I like the ethos of credit unions.If I ever start a business, I'd probably open those accounts at Frost Bank, a...
View ArticlePersonal Investments • Ready to retire / Seeking guidance
If you can find an advisor that charges by the hour (or maybe a fixed one time fee for a plan) then you might consider doing that. I have done all my own investing and I won't pay AUM fees since they...
View ArticlePersonal Finance (Not Investing) • Purchasing a home in proximity of powerlines?
Hard no. The long term health impacts of power lines have been a matter of dispute for years, that should be enough reason to look elsewhere. No reason to buy next to something that most buyers...
View ArticlePersonal Investments • How to get to the finish line?
Not looking for a portfolio review, but how did others finish out the last decade before retirement? Anything you “got in order” before your anticipated departure from the workforce? I have read...
View ArticlePersonal Finance (Not Investing) • Should I choose TIAA Retirement Choice...
Call TIAA.+1 Pretty sure the details are employer-specific so I'd ask the TIAA rep, or someone knowledgeable at the employer. TIAA plans can have different pay-out periods which affects the interest...
View ArticlePersonal Investments • Newly Retired - Would Appreciate Feedback - Market...
I wouldn't really change my asset allocation due to valuation concerns. The best protection against overvaluation is to save more.You could hold more bonds but that would reduce the expected return of...
View ArticlePersonal Finance (Not Investing) • HVAC service billing question
Also, said, not that it is all that relevant, that he would submit it in a way I would not get billed. Today I got a bill for $189. I would normally say you owe him for the service visit since you...
View ArticleInvesting - Theory, News & General • Vanguard Client Level at $25 million
I cannot see why one would move to follow an adviser. All the adviser does is represent the firm. Our Vanguard rep is perfectly nice but I would not consider switching firms if they were to leave.I...
View ArticlePersonal Consumer Issues • How long in advance do you book vacations?
Your comment about weather doesn't make sense to me. If you are booking 2 to 3 weeks in advance - I don't see weather predictions being any different versus months in advance.You know average...
View ArticleInvesting - Theory, News & General • Barron's
The main benefit of such articles is entertainment, and supply of material for pithy cocktail-party conversation. Actionable investment value is... dubious.That said, last year I did succumb to...
View ArticlePersonal Finance (Not Investing) • What is the Worst Financial...
When working with Adobe I bought options for my retirement.After 911 I was laid off.I was required to sell my options. 186,000 of them.I made $800.Ah well, easy come easy go.(Today I have...
View ArticlePersonal Investments • Investment options for a 1099 taxed as S Corp using a...
Considering FICA is 15.3%, and the QBI deduction is 20%, what am I missing here for why someone would now choose the S-Corp?It's something that should really be considered on a case by case basis, or...
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