Choose strong random passwords and have 2FA enabled for all financial accounts. Sign up for SMS notification of all transactions from banks, credit cards.
Lock unused or sparingly used credit and debit cards.
Use a different login name or username for each financial institution.
If you use gmail, you can modify your email address to make it business specific, for example if are username1@gmail.com and you bank with chase, you can register username1+chase@gmail.com as your email with chase. These emails will still come to your username1@gmail.com mailbox.
Sign up for IRS Identity Protection PIN which prevents others from filing a fraudulent tax return with your information. Link below.
https://www.irs.gov/identity-theft-frau ... ection-pin
Most reputable credit cards offer free credit monitoring and notify you of any new credit application or query. That is usually good enough. I don't think it is worth paying for identity theft protection. Publicly known cases of identity theft protection companies fully reimbursing victims are rare.
Data breaches happen all the time. I myself has been notified of breaches 4-5 times in the past 15 years.
Lock unused or sparingly used credit and debit cards.
Use a different login name or username for each financial institution.
If you use gmail, you can modify your email address to make it business specific, for example if are username1@gmail.com and you bank with chase, you can register username1+chase@gmail.com as your email with chase. These emails will still come to your username1@gmail.com mailbox.
Sign up for IRS Identity Protection PIN which prevents others from filing a fraudulent tax return with your information. Link below.
https://www.irs.gov/identity-theft-frau ... ection-pin
Most reputable credit cards offer free credit monitoring and notify you of any new credit application or query. That is usually good enough. I don't think it is worth paying for identity theft protection. Publicly known cases of identity theft protection companies fully reimbursing victims are rare.
Data breaches happen all the time. I myself has been notified of breaches 4-5 times in the past 15 years.
Statistics: Posted by p1db — Tue Jul 16, 2024 10:54 am — Replies 7 — Views 462
