the numbering of the Questions is a bit messy, I'll try
1. I would suggest a HYSA
1. Can''t help. the trade republic you mention seems good (too good?). One note: in theory EU residents should have access to CDs from EU banks. in practice... it's hard. you can check raisin.com though, and might put your money into a HYSA from another country (and yes, you'll have to deal with taxes)
2. sounds ok. will you be able to stay the course? don't think only of what you need the portfolio to return. think fo your tolerance to a recession and a -30% for stocks
3. ETFs mentioned sound good. I would suggest:
- the ACWI IMI ETF
- the Global core aggregate bond EUR hedged
Nothing else, no SP500, whatever.
4. don't have experience with Austrian ETF. you can certainly use Interactive broker though, and I suppose degiro. others can comment better on platform in Austria and EU
5. no idea what that is
1. I would suggest a HYSA
1. Can''t help. the trade republic you mention seems good (too good?). One note: in theory EU residents should have access to CDs from EU banks. in practice... it's hard. you can check raisin.com though, and might put your money into a HYSA from another country (and yes, you'll have to deal with taxes)
2. sounds ok. will you be able to stay the course? don't think only of what you need the portfolio to return. think fo your tolerance to a recession and a -30% for stocks
3. ETFs mentioned sound good. I would suggest:
- the ACWI IMI ETF
- the Global core aggregate bond EUR hedged
Nothing else, no SP500, whatever.
4. don't have experience with Austrian ETF. you can certainly use Interactive broker though, and I suppose degiro. others can comment better on platform in Austria and EU
5. no idea what that is
Statistics: Posted by jg12345 — Tue Aug 13, 2024 3:45 pm — Replies 1 — Views 216