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Personal Finance (Not Investing) • sanity check on first time buying a home
Switch to a 3 bedroom rental. Don't risk your sanity adding house chores to 3 toddlers and stressful work.Keep the short commute. You are not required to own a house to be an adult. Not enough people...
View ArticlePersonal Consumer Issues • Hackers leak 27 billion data records with SS...
Agree with the SIM lock and IRS PIN suggestions. Also good: having a good password manager (1Password), using a Google Voice number for 2FA, using fictitious answers for security question, closely...
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Personal Consumer Issues • Experian Login Failure
I just reread this thread, I had no idea I posted so many times in it! Is there a phone # where you can talk to a person cuz I can't fix my problem online or via their crappy phone system? Their phone...
View ArticlePersonal Finance (Not Investing) • Can’t decide whether to remodel house or...
DW and I are in our mid 30s with 2 kids. We have a SFH in VHCOL area. We have about 1 million in cash/low cost index funds and make about $500,000 per year.We can’t decide whether to remodel our house...
View ArticlePersonal Finance (Not Investing) • NYC Upper West Side, Apartment purchase
Neighborhoods can vary a lot even block by block. Recommend that she gets a realtor who really knows the neighborhood that she wants to live in.There's also a lot of other factors to consider:Parking,...
View ArticlePersonal Investments • Are Bogleheads too harsh on robo-advisors?
Hi everyone,There are dozens and dozens of threads on here of people asking if they should use a robo-advisor or how to move from their current robo-advisor to something like the three-fund portfolio....
View ArticlePersonal Finance (Not Investing) • Pay off Credit Card Statement Balance or...
I get paid every 2 weeks. Each payday I pay off the full balance on each of our cards.If that small interest loss causes the collapse of our retirement, I'm fine with it.Statistics: Posted by...
View ArticlePersonal Investments • Fidelity Cash Manager Problems
Oh, I don't think they will admit responsibility because they don't want liability to others. I suspect most people just accept the excuse. They want it both ways. Here's their marketing materials for...
View ArticlePersonal Investments • Maybe some help ?
I'm 37 and feel like I'm very behind. I could be investing better, but I don't know anything about investing. I have:115k with Fidelity in Vanguard Target Retirement 2025 Fund VTTVX450K in no-penalty...
View ArticleInvesting - Theory, News & General • The Remarkable Accuracy of CAPE As A...
yankees60 - Please check your Private Messages.(Sorry for the interruption.)Statistics: Posted by LadyGeek — Tue Aug 13, 2024 3:41 pm — Replies 152 — Views 17100
View ArticlePersonal Finance (Not Investing) • New Trustee of Large Trust in 1 Stock:...
In general, I agree that putting so much in one stock is excessively risky. 'But in this case, it is worth noting that Berkshire itself is highly diversified. Let me put some number to the issue....
View ArticlePersonal Consumer Issues • cute small towns
Granville, OHI just found this one. Thanks. Maybe I will stop there on my way to Bloomington, IN next summer.It's hard to resist visiting a town in a county named Licking.Statistics: Posted by...
View ArticleNon-US Investing • Austrian resident - seeking feedback on first...
the numbering of the Questions is a bit messy, I'll try1. I would suggest a HYSA1. Can''t help. the trade republic you mention seems good (too good?). One note: in theory EU residents should have...
View ArticleInvesting - Theory, News & General • Reporter doing story: Changing...
Kim Clark of Kiplinger Personal Finance magazine is working on a story about changing advisors or brokerage houses.If you have recently switched advisors, or moved your portfolio from one custodian to...
View ArticlePersonal Investments • vanguard is mulling to change personal advisory...
0.8% is about how many independent shops charge for a comprehensive planning (usually tiered starting 1%). What will Vanguard offer that others do not at a lower price. For example,...
View ArticlePersonal Finance (Not Investing) • New rules and doing a for sale by owner-...
That’s a big stretch to say then that an agent is required to show every house a buyer brings to them. But yes, agents should have agreements as to their compensation.The context in this discussion is...
View ArticlePersonal Finance (Not Investing) • Any experience with financial finesse
Based on my quick read of the Financial Finesse website, it appears they've found a way to monetize what Bogleheads.org gives away for free. I wouldn't hesitate to have a chat with them, just to see...
View ArticlePersonal Consumer Issues • Vet estimate for my daughters’ cat
I believe there’s a world of difference between having a dog vs cats teeth cleanedStatistics: Posted by afr — Tue Aug 13, 2024 3:49 pm — Replies 10 — Views 614
View ArticleInvesting - Theory, News & General • The Day The Factors Died
Not really skirting, there’s a nearly 1% annualized premium https://testfol.io/?d=eJytj7FqAzEMht9Fs ... aFcQ%3D%3D73 bps, against the more expensive class (VTSMX instead of VTSAX) - just switching to...
View ArticleInvesting - Theory, News & General • Anyone find alternative to portfolio...
I loved using this tool but as many of you may already know its paywalled past 10 years of data and its a hefty fee with no free trial. I've googled a few but they are wildly off compared to data from...
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