Hi Homestretch,
Thank you for sharing your thoughts with me. What you said is very helpful.
You read the breakdown of my mom's holdings correctly. I'm relieved you think the 18% stocks is okay and that an urgent fix/rearrange may not be required at this time.
The CD ladder rungs mature every three months starting in Jan 2025 and run through June 2026. There are 6 rungs of about ~30k each. I may leave the excess in Money Market as they mature or use the proceeds to buy a treasury fund.
We are pulling the 2024 (starting in October) rent from my mom's money market outside her SEP IRA for this year so it won't be taxed as income. Next year we are hoping to write off her care against the IRA withdrawals to help control taxes.
A few days ago I turned off dividend and cap gains reinvest and am now directing them to the Money Market fund. Thanks for suggesting selling BNDX if needed.
I very much appreciate your input including what you said about taking a break!
Thank you for sharing your thoughts with me. What you said is very helpful.
You read the breakdown of my mom's holdings correctly. I'm relieved you think the 18% stocks is okay and that an urgent fix/rearrange may not be required at this time.
The CD ladder rungs mature every three months starting in Jan 2025 and run through June 2026. There are 6 rungs of about ~30k each. I may leave the excess in Money Market as they mature or use the proceeds to buy a treasury fund.
We are pulling the 2024 (starting in October) rent from my mom's money market outside her SEP IRA for this year so it won't be taxed as income. Next year we are hoping to write off her care against the IRA withdrawals to help control taxes.
A few days ago I turned off dividend and cap gains reinvest and am now directing them to the Money Market fund. Thanks for suggesting selling BNDX if needed.
I very much appreciate your input including what you said about taking a break!
Statistics: Posted by Exurbanite — Thu Sep 26, 2024 8:13 pm — Replies 28 — Views 4000
