Personal Finance (Not Investing) • How to stretch 86 yo mom's portfolio
Hi Homestretch,Thank you for sharing your thoughts with me. What you said is very helpful.You read the breakdown of my mom's holdings correctly. I'm relieved you think the 18% stocks is okay and that...
View ArticlePersonal Investments • Why is $VXUS moving up so much recently?
The primary culprit is a stimulus package in China: https://www.marketwatch.com/amp/story/h ... s-98112197Statistics: Posted by gclancer — Thu Sep 26, 2024 8:13 pm — Replies 4 — Views 139
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Personal Investments • S&P500 to cash temporarily
I still expect a 25% correction soon because of global geopolitical tensions - we are overdue historically.I dunno about overdue - after all the S&P 500 did go down 25% two years ago. But not to...
View ArticlePersonal Consumer Issues • 529 fund for college savings.
I have a five year old son and want to start saving up for his college education. I can already tell he is very smart and college material. I'm looking into the 529 fund and want to hear what you...
View ArticlePersonal Finance (Not Investing) • How Much House Can Elderly Mom Afford? Not...
Briefly: mom is 90, owns her extremely modest home in an MCOLA outright and would like to (ok, mostly *I* would like her to, but she is coming around to the idea) move to a higher end, healthier,...
View ArticleInvesting - Theory, News & General • Larry Swedroe's latest article on...
...My understanding is that the Alternative Lending fund that Larry recommended has also done fairly well...WHICH alternative lending fund? He used to recommend Stone Ridge LENDX, but he seems to have...
View ArticlePersonal Consumer Issues • Seeking Alternatives to Mint Mobile
Tracfone is pretty good, they are owned by Verizon. One can also buy a phone through Tracfone. If you need to talk to them to them use the online chatBring your own unlocked smart phone.This plan is...
View ArticlePersonal Consumer Issues • Home Heating System - What Would You Do?
Huge fan of supplemental heating and cooling with mini splits. Custom temps wherever you want it.Me too, did two DIY minisplits. Really improved our comfort levelStatistics: Posted by Fat Tails — Fri...
View ArticlePersonal Investments • Why does Vanguard target retirement have 40% of...
How much diversification is too much? How about including gold, silver, real estate, diamonds, rare books, art work, old records, postage stamps, autographed baseballs, etc etc.Didn't take long for...
View ArticleInvesting - Theory, News & General • How do you think about longevity?
This thread has run its course and is locked (topic exhausted, replies off-topic - not addressing investing). See: Locked TopicsModerators or site admins may lock a topic (set it so no more replies...
View ArticleInvesting - Theory, News & General • Great innovations in investment
Payment for Order Flow (PFOF) is how Robinhood (and other more mainstream brokers) is able to offer low/zero transaction costs. But the costs to small retail investors like me per transaction is...
View ArticlePersonal Consumer Issues • What size TV to get
You could push the sofa closer to the TV.Statistics: Posted by Cecelio — Fri Sep 27, 2024 8:09 pm — Replies 5 — Views 272
View ArticlePersonal Finance (Not Investing) • Can I Comfortably Afford a $35k Car?
40 years old, single, no dependents$200k salary (variable bonus but not including it here)$700k total net worthSave about $2.5k per month after maxing retirement accountsCash purchaseI read this other...
View ArticlePersonal Finance (Not Investing) • How to Pay for Medical School
Most employers seem to have a medical school loan repayment fund to their newly minted physician employees. So take loans.Statistics: Posted by BorqaZ — Fri Sep 27, 2024 8:18 pm — Replies 22 — Views...
View ArticleInvesting - Theory, News & General • Allowing Allocation Drift in Withdrawal
Let's say you enter the withdrawal phase with a moderately conservative AA.Is there a case to be made for then allowing allocation drift (not rebalancing) for the remainder of retirement?Which asset...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Any idea what category an insurance premium paid online would come under? I'd like to choose the right CCR category for next quarter if possible.The insurer is Farmers if that matters.ThanksInsurance...
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Personal Consumer Issues • What frugal thing did you do today?
More DYI auto repair for me today. For couple of years my 2011 Chevy Traverse has been making a rattle/knocking noise on drivers' side when hitting road bumps. I recently purchased Lower Front Control...
View ArticleInvesting - Theory, News & General • 2024 Overconfidence - Let’s have a...
Tyson quote "everyone has a plan until they get punched in the face" is appropriate. I am semi-retired (working the same company for shortened work week with less responsibilities than during full...
View ArticlePersonal Investments • Vanguard Wealth Management for clients having 5 M + in...
I recently received a letter from Vanguard saying that I am eligible to enroll in Vanguard Wealth Management services, having accumulated $5M+ in Vanguard funds. I am a DIY investor with advice from...
View ArticlePersonal Finance (Not Investing) • How are we doing? Family of 4, closing in...
Great feedback, thank you. Our goal is for our kids to obtain an associates/2 years of college before we help. This will help us see they have some “skin in the game.” My wife and I both paid our own...
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