Investing - Theory, News & General • Gifting to Children
I am wondering about many of the same things. I don't know how you are gifting, but my understanding, and I could be wrong, is that it makes more sense to gift appreciated securities from a taxable...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
It seems that Fidelity got targeted by a gang of crooks, and overreacted in ways that don't make sense…How can we be sure that Fidelity’s response doesn’t make sense? Maybe the fraud attack was really...
View ArticlePersonal Finance (Not Investing) • When to pull the plug - OMYing [One More...
Er999, I would not work extra years for charity either - extra money would be for extraordinary experiences (antarctica cruise, Botswana safaris and so on) and also splurge on a first/second house....
View ArticlePersonal Consumer Issues • Health Sharing Option for Small Business Owners
Bumping in the hopes of additional responses...Thanks in advance!Statistics: Posted by RJ1982 — Sat Sep 28, 2024 8:12 pm — Replies 2 — Views 180
View ArticlePersonal Finance (Not Investing) • 529 to Roth IRA Conversion before college?
There really aren't any realistic scenarios in which one should put money into a 529 that they don't highly anticipate spending on qualified educational expenses. The $35k Roth rollover is basically...
View ArticlePersonal Finance (Not Investing) • Need Help Understanding LTC Quote
Does the policy cover home care? Those who qualify for LTC insurance benefits tend to live longer at home than those who reside in a skilled nursing or assisted living facility.99% of LTCi policies...
View ArticlePersonal Consumer Issues • My Dad seems lost in retirement. How to support?
Have you considered that maybe he isn’t lost or in a funk, but is doing exactly what he wants to do? Why do you feel the need to tell him what a relaxing retirement looks like? Is he asking for your...
View ArticlePersonal Finance (Not Investing) • Can Reasonably Well Off Elderly Mom Afford...
I haven't read all of this yet, but $6K rent in an MCOL? That must be a pretty large place. Is there a way you can improve her current house to possibly add some features she would like? Most seniors...
View ArticlePersonal Consumer Issues • Heritage wheat
[quote=Empiricus post_id=8054487 time=<a href="tel:1727463398">1727463398</a> user_id=191849]A good book: Bob Quinn, "Grain by Grain: A Quest to Revive Ancient Wheat, Rural Jobs, and...
View ArticlePersonal Investments • TIPS Popularity
Same here. I still don't fully understand them.It seems like when buying TIPS you're giving up good (or at least better) yields in exchange for inflation protection. But what if inflation is not that...
View ArticlePersonal Consumer Issues • What SUV should I buy?
Toyota RAV4 hybrid. Average 40 mpg, 91k miles since October 2019, and nothing other than oiil changes, routine maintenance, and tires.+1, assuming 2 people, great gas mileage and range, economical...
View ArticlePersonal Finance (Not Investing) • Banking Needs for Soon to be 18-year-old?
Both our girls have checking accounts at local banks with branches near the colleges they attend. They have debit cards tied to the checking accounts, and use those for the bulk of their spending....
View ArticlePersonal Consumer Issues • What size TV to get
You could push the sofa closer to the TV.Also, lower it to eye level.My pet peeve. I never could understand why people mount their TV's up high on a wall or fireplace. Uncomfortable to...
View ArticlePersonal Consumer Issues • Car thread: Kia ev9 vs. Toyota grand Highlander...
New question: I have a 220-240 volt receptacle in my garage. Any advice what kind of L2 charger to get? There seem to be optionsI believe the EV9 allows you to set charging times inside of the vehicle...
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Personal Investments • Where does Vanguard invest my settlement fund and is...
Thanks to all the people for answers. Feel free to add any more info if you'd like. Statistics: Posted by broutside — Sun Sep 29, 2024 8:23 pm — Replies 18 — Views 1301
View ArticleInvesting - Theory, News & General • Retirement target in terms of VTI units
SweetFIre:Can you explain the above? It seems to me that "booms" are better than "crashes" to reach our "target" faster.Thank you and best wishes.TaylorFor example say I want save 2.8 million today to...
View ArticlePersonal Finance (Not Investing) • Teen allowance in HCOL area
don't buy the excuse of not having time for a job. She wants money, she should work for it....most kids do.Statistics: Posted by theplayer11 — Sun Sep 29, 2024 8:29 pm — Replies 11 — Views 596
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Just transferred 3 accounts to Merrill and the transfer total ended up being $99,763. I am a wee bit short of the $100k tier. I guess I could do a partial ACAT from another account but does anyone...
View ArticlePersonal Consumer Issues • Size of Adjustable Wrench to Tighten Drain Pipe
Wouldn't it be better to use a pipe wrench?https://www.homedepot.com/p/Milwaukee-1 ... /206865420No.From the description of the OP, it appears they have a leak at the "Mack" washer.Channellocks will...
View ArticlePersonal Consumer Issues • Things to do indoors on Cape Cod
The Glass Museum in Sandwich is worth a visit.Statistics: Posted by RudyS — Sun Sep 29, 2024 8:31 pm — Replies 1 — Views 164
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