Non-US Investing • Do ETFs themselves pay taxes?
For the United States, the answer is indeed "no," but I don't know the answer for other countries.This is one of the defining characteristics of an "investment company," and a key provision of the...
View ArticlePersonal Investments • Everything to Fidelity
I've got two thirds of my investments at Vanguard and the other third at Fidelity, and I'm planning to transfer everything to Fidelity. I use Fidelity Cash Management, have had good customer service...
View ArticlePersonal Consumer Issues • Water Filtration / Softening for House
Water treatment 101:-Test your water to see what is in it.-Determine from the test what is desirable or undersireable in the water from the tests.-Treat accordingly.Many people out in systems that are...
View ArticleClik here to view.
Personal Consumer Issues • What are you listening to now
Let There Be Drums — Sandy NelsonLMAO. That made my day. Statistics: Posted by roamingzebra — Sun Sep 29, 2024 8:35 pm — Replies 6829 — Views 797957
View ArticleInvesting - Theory, News & General • [Fidelity Health Savings Account...
Why would you need any cost basis information for an HSA?Statistics: Posted by jeffyscott — Sun Sep 29, 2024 8:37 pm — Replies 1263 — Views 203958
View ArticleClik here to view.
Personal Investments • Roth conversions to 32%, 35% tax bracket?
... it begs the question as to why they saved those sums in the first place. And why didn't they do any tax planning when accumulating those funds?It's easy to forget now but for many years when we...
View ArticlePersonal Consumer Issues • PSA: new Sonos controller app: avoid at all costs
As a followup, I spent most of Saturday digging older equipment out of the closet and "downgrading", as Sonos describes it, my system to the original S1 software. Am now kicking myself for not having...
View ArticlePersonal Consumer Issues • TiVo vs Xfinity set top boxes
I was dealing with this regarding an elderly parent and them not wanting to drop their TiVo, but having issues over the years. They finally just adopted the cable company's DVR and are happier without...
View ArticlePersonal Finance (Not Investing) • IRS disagrees with my submitted schedule SE.
Someone alluded to it earlier, but you are required to attach any W-2 showing withholding to a paper filed return. Did you do so?I haven't paper filed a return in years, but last I did I would cut out...
View ArticleClik here to view.
Personal Finance (Not Investing) • Is It Ever Worthwhile to Use Traditional...
As referenced above this heat map is informative. https://www.bogleheads.org/w/images/6/6 ... FJ2023.pngSocial security is taxed differently during retirement. It isn’t taxed after other income, it is...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
An acquaintance on here has been dm-ing with some very rational counterpoint: they are freezing your money to protect you from fraud. Ok, I'll buy it for now and see how this resolves.The freezes and...
View ArticlePersonal Investments • Vanguard brokerage - any way to view details of...
I have Vanguard dividends paid today, but there is no way for me to see the details until the overnight computer run at Vanguard and when they update the web site. So to directly answer the "any way...
View ArticleClik here to view.
Personal Consumer Issues • Neighbors Visiting Open Houses
In fact, one thing I never understood about my local market is that in a hot market, sellers' agents will set a date to receive "highest and best" offers - and that date is right after the first and...
View ArticlePersonal Consumer Issues • Mutual of Omaha Medigap G huge price increases
I went through this trail and the earlier consensus was that MOO was dishonest in the way they price and sell their plan G. But I am not seeing anything that shows them "close" and open...
View ArticleClik here to view.
Personal Investments • Portfolio Review and Empower Question
Before I make the trades, I wanted to share what I think my portfolio will look like and see if you (or anyone else) had any additional thoughts. Big Picture AA of 80/2045% VTI (or VITSX/FZROX,...
View ArticlePersonal Consumer Issues • WiFi Mesh System
About those TP-Links:In the letter to Secretary of Commerce Gina Raimondo, the lawmakers write, “TP-Link’s unusual degree of vulnerabilities and required compliance with PRC law are in and of...
View ArticlePersonal Investments • 10 Year Plan
Rough quick math seems like you are leaning towards a 60/40 Asset allocation. Figure out your risk tolerance, set an allocation strategy and what you want to invest in and stick to it over that 10...
View ArticlePersonal Consumer Issues • Books that Really Changed/Helped You/Your...
So not half hour from when I wrote my last post while I'm outside sitting in a chair, participating here ... I see this black cat rapidly approaching!I'm not wearing contact lens or glasses so I...
View ArticlePersonal Investments • Best "Local" Bank For Brokerage CMA Users
Not sure that title is worded the way I wanted, but the question is...for those who have moved to a brokerage, i.e. Fidelity Cash Management Account for Direct Deposit, Bill Pay, Checking, etc...what...
View ArticlePersonal Consumer Issues • When and how much house exterior to repaint
Well, the first quote is in. $18,850. Ouch. I guess that's not all that out of line, considering the last house I had painted was my mom's much smaller house in a LCOL area, which came in at around...
View Article