Personal Investments • Spending portfolio to "zero"

The $600,000 will still be invested 100% stock index 70US/30international while withdrawing.

Using FireCalc: your $600k spending money in all equities and not counting any future employment money
shows that $600k had a 82.7% successful withdrawal of $40k yearly over 15 years in past market cycles. That means you could continue to spend from that $600k even during most minor types of crashes.
Check out firecalc.com

I've saved the entry fee into a Retirement Center/Continuing Care (CCRC) $500,000 non-refundable option.

Many senior assisted care facilities have no upfront fee, just monthly charges.
Could keep that $500k upfront fee and use it to supplement SS for those monthly fees.
You still have that $400k LTC fund.

Statistics: Posted by Global100 — Sun Oct 13, 2024 11:18 pm — Replies 5 — Views 359

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