Personal Consumer Issues • Water leak
Also, it's not enough to simply turn off sprinkler controllers, you need to look around for gate valves or ball valves on water supply lines and try turning those off to see if it stops your leak....
View ArticleInvesting - Theory, News & General • Does a T-bill earn interest on its...
As an example, I may purchase a T-bill for $10000 at a discount of $9050. When it matures, I get a 1099-INT for $50 in the year that it matures.Statistics: Posted by gavinsiu — Sat Oct 12, 2024 11:25...
View ArticlePersonal Finance (Not Investing) • Gifting stock to spouse for monthly...
Let's say I have one share of stock that has unrealized capital gain of $100. It's worth $200 right now. I gift it to my wife. She sells it at $200.She uses this $200 for our monthly expense.In this...
View ArticlePersonal Consumer Issues • Just to double check. Is there a reason not to use...
This thread has reached peak Bogleheads.Statistics: Posted by Doctor Rhythm — Sat Oct 12, 2024 11:26 pm — Replies 34 — Views 2081
View ArticlePersonal Investments • YARQ (Yet Another Retirement/Roth Question)
Thanks for your response, queenofthemadhouse.You can definitely afford a pay cut. You can probably afford to retire completely, but I’d probably downshift first, knowing you can pull the plug...
View ArticlePersonal Investments • What kind of situation would TIPS be appealing in?
Ok, but let's say you want to retire at age 60 and start collecting social security at 70.At age 50 you but some 10 year TIPs that will mature at age 60 for you to spend. You don't have inflation...
View ArticlePersonal Investments • Retired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio...
Congrats from me too. Your story was certainly interesting to follow. I'm glad you got out.An AA is only ever going to be approximate, not exact, because it's always a moving target. It's something to...
View ArticleInvesting - Theory, News & General • Do you stay the course AFTER you've...
Winning the game means you invest in low/no risk assets thus you are staying a course to maintain winning…just because you won at a certain time doesn’t mean it’s overStatistics: Posted by Dpmbball —...
View ArticlePersonal Investments • International stocks
Why should I keep Intn'l stock ETF's?Why should you stay the course with a diversified portfolio?From the wiki:A Bogleheads investor willsave a lot,select an asset allocation containing both stock and...
View ArticlePersonal Finance (Not Investing) • CA resident - FRSXX vs FTCXX
You're calculating and comparing tax equivalent yield. Here's an on line calculator from Fidelity:https://digital.fidelity.com/prgw/digital/taxyieldcalc/Statistics: Posted by Doctor Rhythm — Sat Oct...
View ArticlePersonal Investments • Spending portfolio to "zero"
The $600,000 will still be invested 100% stock index 70US/30international while withdrawing.Using FireCalc: your $600k spending money in all equities and not counting any future employment money shows...
View ArticlePersonal Finance (Not Investing) • Fidelity Now Allows Authenticator Apps
Thank you, just enabled it!Statistics: Posted by DiMAn0684 — Sun Oct 13, 2024 11:19 pm — Replies 1 — Views 173
View ArticlePersonal Finance (Not Investing) • Do I get to re-retire if my portfolio goes...
Why did your expenses go from 3.75K per month to 8K per month in 4 years?viewtopic.php?p=5499256#p5499256Statistics: Posted by Nathan Drake — Sun Oct 13, 2024 11:19 pm — Replies 32 — Views 1774
View ArticlePersonal Consumer Issues • ideas for super low budget adult Halloween costume?
Squirt red food coloring randomly over an old white shirt and raggedy jeans. Draw some frankenstein-like stitches on your face with black marker. Smear lipstick around your mouth, mostly in one corner...
View ArticlePersonal Finance (Not Investing) • Living trust income problem
If she is over age 70.5 and charitably inclined, consider using part of her RMD as a QCD which will reduce her taxable income.Yes, this is one of a few ways you can keep her income below the $30K...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
"Betrayed" - 1988. On DVD from the library.Costa-Gavras directs Debra Winger, Tom Berenger, and Ted Levine in a preposterous story about white supremacists in rural America.Two excellent performances...
View ArticlePersonal Investments • Non-governmental 457b distribution options
I recently changed jobs and I have to make a choice regarding the balance in my 457b plan. This is a non-governmental plan and I cannot roll it over into another 457b (my new job has a 457b but it is...
View ArticlePersonal Finance (Not Investing) • How to send check from QCD?
I agree that the charity doesn't care about the statement, but you should photocopy the whole page before you tear off the check.My point is that I have trouble getting charities to send me a proper...
View ArticlePersonal Finance (Not Investing) • Calculating how much umbrella insurance...
I don't think my umbrella extends to uninsured / under-insured - but good point to check. I'll probably bump up to $2-3M, and increase uninsured coverage. Probably higher once my kids start driving....
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
In comparison, having my desposits on hold for three weeks, at Fidelity, while pretty annoying is so much more minor. And it sounds like (hopefully) that will be resolved soon.So in the end, there are...
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