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Personal Investments • Mega Backdoor Roth/Roth IRA question

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What happens to the gains of those $909 while sitting on the Roth 401K? Let's say I have $100 gains. So, the total balance on my Roth 401K is $1009. According to the instructions, these $1009 will be reported in box 22 (contribution basis).
Only $909 goes on Line 22. The part that goes on Line 22 is "any amount rolled in from a designated Roth... account that is treated as investment in the contract". The extra $100 is not considered "investment in the contract".
I should still consider them as gains in the Roth IRA (bucket 3).
Yes to that part.

Statistics: Posted by ssel — Fri Oct 25, 2024 1:10 am — Replies 28 — Views 3209



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