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Personal Investments • Just turned 50...requesting portfolio advice

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What is the size in dollars of your portfolio?

How much money/year do you expect to spend in retirement?

When do you want to retire?

Those are critical pieces of information to share if you want to receive appropriate feedback on your asset allocation.
1. Should I keep the whole life policies, earning 4.5%/yr, or dump them.
Very likely not. These policies are terrible investment choices because of the high fees.
2. Is VFIAX too conservative right now? With tech stocks/AI... better to move that into something like QQQ or VGT?
No.

I agree with the other responders that you are gambling with sector bets hoping to juice returns rather than following a diversified investment strategy.

Statistics: Posted by dogagility — Sun Nov 10, 2024 5:15 am — Replies 3 — Views 575



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