Personal Investments • Can you buy ETFs on Vanguard without transferring...
With mutual funds you can just say "Buy $10,000 of VTSAX" and it'll execute the buy and then pull in $10,000 from your bank.Can you do this with ETFs "Buy 5 shares of VTI (pull the money from my...
View ArticlePersonal Consumer Issues • Why does my iPhone keep switching on do not disturb?
My wife's iphone 11 started doing it. Somehow, somebody, not me, had focus set to put it in Do Not Disturb when it connected to her car's sound system.Maybe it was a recent update. She didn't know the...
View ArticlePersonal Investments • Just turned 50...requesting portfolio advice
What is the size in dollars of your portfolio?How much money/year do you expect to spend in retirement?When do you want to retire?Those are critical pieces of information to share if you want to...
View ArticleInvesting - Theory, News & General • Roth Conversion Estimated Tax Penalties
You wan't have to pay any tax penalties if you pay your tax in a timely fashion by making an estimated tax payment after you incur the income. Example: Convert in December, make estimated tax payment...
View ArticlePersonal Investments • Money market funds especially Treasury funds
Can anyone tell me reliable source (website) for Money market funds especially Treasury funds. It seems impossible to get reliable information about 7 day or daily yield from pages that I...
View ArticlePersonal Consumer Issues • What to do with charcoal briquettes
I thought fall football season was THE SEASON for grilling. My wife asked if we had charcoal yesterday. We have 15# or so.I'm trying to remember that last time I stood over a hot fire on a hot day. I...
View ArticlePersonal Investments • Mid-40s and wishing to leave megacorp life
- Your retirement portfolio is ~$4.1 million assuming $400k of your $4.5 million will cover college costs for your two children. - Your annual expenses are likely closer to $215k since your $180k...
View ArticlePersonal Investments • Money market in inherited IRA
The contents of this IRA will basically fund my retirement for the next 8 years, so I am now considering reallocating from MM (which I viewed as a temporary place to park the funds) to possibly...
View ArticlePersonal Finance (Not Investing) • Should we tell charities that they are in...
To add, I always smile when I see "anonymous" donors. They understand.+1000Statistics: Posted by PeninsulaPerson — Sun Nov 10, 2024 5:23 am — Replies 26 — Views 2133
View ArticlePersonal Investments • Bond part of portfolio
What should I buy for stable portion of my 75:25 portfolio? I want inflation protection and no loss in value. So far I have used total bond index but dont like its instability.I have maxed out with I...
View ArticlePersonal Consumer Issues • Experience with safety features on Cars
Toyota Brake Assist drives me nuts at times in my 2023 4Runner. Note that it measures the speed at which you get on the brake pedal. Imagine a low speed merge situation - maybe a line of cars all...
View ArticlePersonal Investments • Misplaced 1980s Purchase Records of 2 Funds in Taxable
Not sure if this belongs in Personal Investments or Taxes forum category.I have misplaced and apparently lost two of my long held investment purchase records from the early to mid 1980s. These...
View ArticlePersonal Investments • Tax Hit from switching to Simpler Portfolio
Exactly, and if you are charitably inclined, donate shares from your taxable account.this. And to the OP if you leave this taxable account to heirs, tell them to simply the portfolio (show them how)...
View ArticlePersonal Investments • Investing help ($1.2M Portfolio, 30 YO)
Using Vanguard's advisory service would be a good choice. I think the fee is 0.3% AUM, which is fairly low. That said, investing in a low fee broad based index funds is not that hard. Generally, keep...
View ArticlePersonal Finance (Not Investing) • Fidelity Retirement Planner Results Are...
For me, Fidelity is also materially more optimistic. I think it’s largely due to the Monte Carlo method vs historical. When researching that, I found this article which may be useful to...
View ArticlePersonal Investments • International allocations?
Just do VT as your world equity holding and never think about it again+1Vanguard has made this simple for investors. Why complicate matters?Statistics: Posted by Claudia Whitten — Mon Nov 11, 2024...
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Personal Finance (Not Investing) • [The Finance Buff] TFB: A Rich Life in...
They talk of the utility function of money where, as the accumulation (of money) increases, one's satisfaction decreases.This certainly has been my experience, as I know I'm earning daily interest...
View ArticleNon-US Investing • Fixed income and tax
I am assuming you know what an "overnight rate swap ETF" *is*?Under what circumstances would it exhibit large volatility in NAV ie subject you to a possible capital loss.It's discussed in more detail...
View ArticlePersonal Investments • When to move college funds to a conservative allocation?
The point wasn’t about years when the market closed lower at year-end than it opened in January. Rather, 1977 was the last year in which the S&P 500 never exceeded its opening value throughout the...
View ArticlePersonal Finance (Not Investing) • Pralana Online Released - Impressions
What happens to Pralana Online data if I do not renew? Is it accessible but not updatable, is it inaccessible, or is it deleted?I don't know the specific answer to your question, but I can tell you...
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