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1. As your risk tolerance has gone way down and you get closer to retirement, adjusting your asset allocation from 86% equity to 60% equity is reasonable.
3. Either your current portfolio or a TDF is likely okay. What is the TDF ER?
1. As your risk tolerance has gone way down and you get closer to retirement, adjusting your asset allocation from 86% equity to 60% equity is reasonable.
3. Either your current portfolio or a TDF is likely okay. What is the TDF ER?
Do you have enough $ in your emergency fund (EF) to pay off one or both of the $35k of car/hvac loans? Your emergency fund is likely earning less than the loan rates. Then use the former loan payment $ to replenish your EF.… Emergency funds: 4 months
Debt: $225k mortgage @ 2.87%; $21k car loan @ 5.45%; $14k 403(b) loan for hvac @ 5.85% …
Statistics: Posted by HomeStretch — Mon Nov 18, 2024 6:40 am — Replies 1 — Views 156