Investing - Theory, News & General • Age 60+ AND retired? What's your asset allocation? What type of bonds/Fixed Inc instruments do you use?

I know the AA question has been asked before. But I'm asking again to focus on those who are ages 60+ and retired. If you'd like to comment on any or all the bullets below..

• What are your / spouse age(s) and what is your target stock/bond asset allocation?
• What types of instruments do you hold within your bond allocation and why? (eg. bond funds, TIPs, treasuries, MYGA, etc)
• For each type of instrument, what % does it make up of your bond allocation? (such that their total % should be 100)

I'm 70, divorced. I'm at 35/65 long-term; however, I recently allocated a temporary 3% to stock.

My bond allocation is dominated by quality US intermediate corporate straight bonds, there are some Ts and lower quality bonds.

I'd say 90% IT Corporates, 5% Ts, and 5% lower quality.

(I have 97% of my retirement money in VWIAX and 3% (temporary) in VWUSX. I am looking into adding some alternative/additional asset classes.)

Statistics: Posted by KEotSK66 — Sat Nov 23, 2024 7:39 am — Replies 78 — Views 23941

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