Personal Finance (Not Investing) • "In Service" Rollover from Solo...
So with that out of the way, we can all agree that unless OP did something custom/unusual with their 401(k), they can take out as little or as much of their money as they want, right?If that is the...
View ArticlePersonal Consumer Issues • Make Starbucks drinks at home
My best experience so far has been to perfect the pourover, add warmed milk, and then add sweetener/flavors as you wish.The pourover equipment cost me about 30 bucks. I prefer it over the fancy...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Hi Ben-Do TPAW stock and/or bond volatility inputs change over time if I do not manually change them? Sorry if already discussed in thread, but I could not find it.Statistics: Posted by buckeye7983 —...
View ArticlePersonal Finance (Not Investing) • [US Bank Investment Corp IRA incoming...
Usually it's the outgoing brokerage that charges a fee. The incoming brokerage presumably would be happy to get the incoming assets, but apparently not with USBI.In my experience I've never had an...
View ArticlePersonal Consumer Issues • Changed my mind [on consumer issues]
In our never ending pursuit of learning, education, and wisdom, we often change our minds when presented with new data, news, facts, or evidence. I have recently changed my mind on the topics below...
View ArticlePersonal Finance (Not Investing) • [How much to leave in trad IRA for future...
What is "special" is that some of the money coming from tax-deferred is earned and spent without ever being taxed. It's a freebee.The same is true if the money was wages, a pension, or SS. And why...
View ArticlePersonal Investments • Investing advice for my 74 YO parents
I could not follow all these investments as listed because only dollar amounts were given and I do not want to figure out the asset allocation of the portfolio. I think many readers might be like me....
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
This thread always cracks me up. Bogle said 'NO' to international. A lot ignored him to their own detriment. And here we areBogle was a great man. His advice was always geared toward what he thought...
View ArticlePersonal Finance (Not Investing) • Dad wants Wife to live in house left to me...
This thread started in 2021. It is now 2024 and your dad’s new diagnoses that I thought was terminal because of the new posting isntn terminal but treatable. You’ve been obsessing over this and you...
View ArticleInvesting - Theory, News & General • Avoiding the black hole of investing
The past is really irrelevant. What matters is the future. I am predicting that there will be periods where SCV will outperform SCG and periods that SCV will underperform SCG, such that they will...
View ArticlePersonal Finance (Not Investing) • Apartment complex not flexible on renewal...
Thank you for the responses.I understand I should pay a premium for going month to month.But, I know I’ll be there until at least June 2025. I just thought they could have an arrangement where I sign...
View ArticleInvesting - Theory, News & General • Life expectancy & inflation risk
In 1924, people lived to be around 60 years old on average. Life expectancy was about 70 a half century later and now it’s roughly 80. So the average 25-year-old today may live to be 90 due to...
View ArticleInvesting - Theory, News & General • Wealthfront Savings and the Yotta...
Because Evolve did not fail and they claim to not be holding the amount that Yotta claims. All else being equal, I would believe the bank. Somebody stole a lot of money. The lesson here is to steer...
View ArticlePersonal Consumer Issues • Do I need a new water pressure regulator?
Copper pipes come in M and L sizes. The M is thinner and more prone to pinhole leaks. There are other causes of pinhole leaks besides too much pressure. A plumber using too much flux while installing...
View ArticlePersonal Consumer Issues • 2025 Lexus ES 350
I bought a 2024 ES 300h in March of this year. Could only get them to come down a few hundred $ off MSRP. I really wanted this particular vehicle (color and options). Love the car!Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • how much do you think you need to retire?
For those with a tendency toward negative thinking: "time heals all wounds". I'm retired 14 years and my net worth/investable assets are greater than the day I retired. We own our own home...
View ArticlePersonal Finance (Not Investing) • IBond co owner question
I think they act the same as a joint bank account, assuming co-owner and not POD. That means either person can cash them in, but the funds would default to the primary. The easiest way to be certain...
View ArticleInvesting - Theory, News & General • Age 60+ AND retired? What's your...
I know the AA question has been asked before. But I'm asking again to focus on those who are ages 60+ and retired. If you'd like to comment on any or all the bullets below..What are your / spouse...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Do investment accounts count for the 100k balance needed for 4% cash back? I ran across this language when I logged into my credit card which I haven’t gotten yet:“Cash back rewards are earned under...
View ArticlePersonal Consumer Issues • Cord cutting for Internet service - recent...
Assuming Xfinity is in your neighborhood, consider their prepaid Now internet at $30 for 100/10 Mbps, or $40 for 200/10 Mbps. This is the regular price, not a 1 year introductory price. Surely enough...
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