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Personal Finance (Not Investing) • Zero capital gains question
Just donate all those shares to your Donor Advised Fund along with some other things in order to get your itemized deductions above $50,000. Then your taxes will actually go down. Statistics: Posted...
View ArticlePersonal Investments • Is there a VTI-like ETF that doesn't pass dividends...
That’s not how they describe it in their SEC filing: Is your argument hanging on the world "sold", as in they must sell the securities on a regulated market and thus triggering tax reporting? Are you...
View ArticlePersonal Investments • What else to invest in?
You have kids? 529 plans.Statistics: Posted by cableguy — Thu Nov 21, 2024 7:15 am — Replies 1 — Views 78
View ArticlePersonal Finance (Not Investing) • Chase Bank lost it's way!
i had the same issue. when i called chase to ask why they are rejecting all my ACH requests they specifically said they don't all push ACH anymore (??? what) even though it's clearly a function on...
View ArticlePersonal Finance (Not Investing) • helping my dad with social security and...
In addition to getting Medicare recommendations from brokers, check to see if your dad’s state offers SHIP counselors for a second opinion. Brokers receive commissions and may be incentivized by a...
View ArticlePersonal Finance (Not Investing) • When to stop Roth Conversions?
"If an individual inherits a tIRA don't they have 10 years to withdraw the IRA as ordinary income and pay federal income taxes?"Yes Federal and state - and you need to model what happens in those 10...
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Personal Consumer Issues • Cross-threaded License Plate Bolts
On my fairly new and new Honda's and Toyota's, there is a plastic threaded push in insert pressed into a plain drilled hole for each of the 4 license plate holes in the back hatch panels.j Statistics:...
View ArticlePersonal Investments • When do TIPS make sense in a portfolio?
TIPS make sense when you are seeking inflation protection. In times of unexpected inflation, TIPS will outperform nominal treasuries. In times of less than expected inflation, nominal Treasuries will...
View ArticlePersonal Finance (Not Investing) • Merrill Edge Money Market Advice
We're using TFDXX for our emergency fund, and FSIXX for our sinking fund. (I know money is fungible, but we prefer to keep those two buckets separate)Statistics: Posted by TwstdSista — Thu Nov 21,...
View ArticlePersonal Investments • Retiring before 59.5?
I’m hoping to be able to retire in about 7 years at age 56. My wife is eligible for retirement from a government job at that point, she will be 60. The question for me is right now I have most of my...
View ArticleInvesting - Theory, News & General • Static vs Dynamic Asset Allocation;...
To me "dynamic" is a fancy word for "active" and complicated.To me "rebalance" means executing an "active" decision, although usually using simpler frameworks than the primary discussion.Statistics:...
View ArticlePersonal Finance (Not Investing) • Career change/pension advice
Good questions, my pension cash value currently has 41,000 in it. I'm 36 years old, married with two kiddos ages 7 and 10. The pension also has a additional positive, if I pass my wife gets half of...
View ArticlePersonal Finance (Not Investing) • Nearing retirement, planning brief 1099...
- However, my effective rate at that time will probably be in the 7-8% range before Soc Sec, maybe more like 5-6% after. And I *think* it's fair to focus on effective rate here b/c I'm dealing with...
View ArticlePersonal Investments • Pause Plan to Add International
How in the world do you think this is going to play out?"Oh, international beat U.S. last year, and I expect that to continue,so now's a good time for me to get in." You're making performance-chasing...
View ArticlePersonal Investments • Roth vs Traditional 401k in 2025
At 32%, I would max tax-deferred 401k, (max HSA if you have one), then do backdoor Roth IRA.Statistics: Posted by RyeBourbon — Fri Nov 22, 2024 7:25 am — Replies 9 — Views 534
View ArticlePersonal Consumer Issues • Tesla Model 3 Is The New Toyota Camry?
a driver would need to be quite wantonly reckless to get in trouble with a tesla or other high powered electric cars.it's not speed potential alone that's the danger. the difference is the smooth...
View ArticlePersonal Consumer Issues • Nonstick Fry Pan
I second the de Buyer, they work beautifully once they're seasoned. I've had mine for about 12 years now.I am new to de Buyer, but I am a convert. Came from nonstick and also cast iron. Cast iron is...
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Non-US Investing • Investment Policy for move to Poland
It seems a lot of the complexity (use of V60 the mixing with separate bond funds etc.) relates to trying to avoid taxes during rebalancing time.As someone in a potentially similar situation, I simply...
View ArticlePersonal Investments • Withdraw from IRA before RMDs start
Recently retired at age 69. Wife is also retired at 67. I know every situation is different but from what I've seen and read the "typical rule of thumb" is to withdraw from taxable accounts first...
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Investing - Theory, News & General • If Fisher Investments fees are ZERO...
I know, there is a lot of negative sentiment about Fisher investments and other managed investments which charge fees based upon AUM. However, my retirement is 15+ years away and I am looking for...
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