Investing - Theory, News & General • For a 40/60 Allocation, what would...
VG Tax-Managed Balanced fund has a nice track record. But it seems to be routinely dismissed on BH, or at least that's my recollection. (Some posters bring up inability to TLH and change AA.) For a...
View ArticlePersonal Finance (Not Investing) • IUL policy for long-term care insurance...
It sounds like she would qualify for Medicaid nursing care when the time comes. She is better off using the insurance premiums to improve her current living standards and have emergency...
View ArticlePersonal Consumer Issues • Should I retire or not? [What to do after retiring?]
My advice is to do what I did, that is, a deep dive into the "retirement guide/advice" books available from the library. Beware: there are a LOT. However, 99% are focused on the financial and what I...
View ArticlePersonal Finance (Not Investing) • Medicare Supplement- go with lowest cost...
I had to do some research for my mother's Medicare choices this year and felt that The Retirement Nerds had a wealth of helpful information - perhaps not provider-specific but with some good...
View ArticleInvesting - Theory, News & General • Apparently Vanguard Now Allows...
I discovered a new thing today. Maybe everyone is aware of this already. But I can change my settlement fund to my cash plus account. 100% of my bills are set up to auto pay from my cash plus account....
View ArticleNon-US Investing • One fund options for Europeans
Vanguard LifeStrategy is what I use, in my non-tax-advantaged account, with IBKR out of Ireland. Works fine, does what index funds are supposed to do, it’s easy to buy and hold and yes, I think the...
View ArticlePersonal Investments • TIPS Purchases with Roth Conversions
I've been playing with MaxiFi's Roth conversion module. Overall I think the Roth conversions work pretty well, given that the calculation has to optimize over a large set of additional constraints....
View ArticlePersonal Consumer Issues • Renting a car in St. Thomas: they want our...
We rented a car in St John. I’d just send them what they are asking for. The local company you are renting for is likely just a guy with a couple of cars. One the one hand the whole thing seemed sorta...
View ArticlePersonal Investments • Best Place to Park $250k for 3-24 months
Thanks everyone! I think I'm going to use the Capitol One offer mentioned above. I'm not near a Wells Fargo and it looks like you have to come into a branch to use that offer, so I won't be able to...
View ArticlePersonal Finance (Not Investing) • Has Anyone Here Used Claude (Anthropic AI)...
[/quote]Just curious, but how did you “input” everything into Claude? What format did you use?[/quote]Just entered it as text. I write my age, state of residence and fact that we do not exceed the...
View ArticlePersonal Consumer Issues • Used EV from Hertz
I took a Uber ride in a Tesla. Kind of surprised because they would need to break for charging. My driver told me that his car was provided by Uber, and Uber rented from Hertz.Some of the professional...
View ArticleInvesting - Theory, News & General • Not all scientific progress is data...
I'm a physicist by training, and career, and while much of the developments in physics is as result of experimental data there are some cases where mathematical logic issued to make models and...
View ArticlePersonal Finance (Not Investing) • Switching college major to materials...
I am usually feel that the more general engineering degrees (chemical, civil, electrical, mechanical) are specialized enough for most undergraduates. That said, if the materials science program at...
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Non-US Investing • FIREd US citizen moving to UK - preparing
Thank you.If that loophole to get EU citizenship existed (and presumably a reciprocal right in the UK?) then I thought I would have heard more about it. I do know a lot of MPs (including some who...
View ArticlePersonal Investments • best broker as of now
I use Citi which gives me medallion signature guarantees, and many other services in my local branch in person.They have every conceivable banking service and all for no fees if you leave a decent...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Seeing some reports on Reddit that the 100k annual fee waiver also applies regular brokerage accounts, not just IRA.Anyone here talked to a rep to corroborate?Statistics: Posted by bling — Wed Nov 20,...
View ArticleInvesting - Theory, News & General • 100% equities and surviving purely...
Let's say your typical TSM/International equities portfolio is big enough to distribute dividends that cover 2x your annual expenses.So even in a downturn where dividends are cut in half, you could...
View ArticlePersonal Consumer Issues • Vanguard website issues
I merged Tutone's thread into the ongoing discussion.Statistics: Posted by LadyGeek — Thu Nov 21, 2024 7:04 am — Replies 74 — Views 9135
View ArticlePersonal Investments • JP Morgan Self-Directed Investing + Chase Bank?
They will constantly bug you to use an advisor, at least in my experience. Their advisory is a disaster, they have very low interest rates on everything from banking accounts to CDs.. Solid bank...
View ArticlePersonal Finance (Not Investing) • Homebuying- Am I being too Practical??
You are already in escrow which means you have done a ton of due diligence and found the right place. Second thoughts are normal but relax. Buy the house and enjoy it. If it doesn't work out, you can...
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