Personal Finance (Not Investing) • Put down payment money into s&p 500?
OP,If you are struggling this badly to save for the downpayment, are you possibly looking at buying too much house in the first place? How much are the houses you are targeting now? What's your gross...
View ArticlePersonal Finance (Not Investing) • Is this a normal practice among real...
In Maryland I was told that you have to sign something to see homes. Whether it is something from an agent just representing you or the agent selling the house. It is meant to outline the fees and...
View ArticleInvesting - Theory, News & General • The EE Bond Manifesto (A companion...
Code: Year YTM Years left1 3.53% 20 2 3.72% 19 3 3.93% 18 4 4.16% 17 5 4.43% 16 6 4.73% 15 7 5.08% 14 8 5.48% 13 9 5.95% 12 10 6.50% 11 11 7.18% 10 12 8.01% 9 13 9.05% 8 14 10.41% 7 15 12.25% 6 16...
View ArticleInvesting - Theory, News & General • Question on value of equity account...
I was intending my question to focus more on how to evaluate the value of preferential tax treatment of equities in Taxable and Roth accounts versus having little to no cash can in those...
View ArticlePersonal Consumer Issues • Lexus 350 NXH
From what I remember the NX and RX have less interior room than the RAV4Before you commit I would test drive the RAV4 hybrid limited. With the +1800 package (360 camera) you can probably be out the...
View ArticlePersonal Finance (Not Investing) • Retirement projections vs. reality
I tried to be quite conservative in our planning. We are about 4.5 years into retirement at this point (retired in 2020 during the pandemic). We've been spending about 10-15% less than we planned to-...
View ArticlePersonal Consumer Issues • Tesla Model 3 Is The New Toyota Camry?
Other than the AC issue, your problems were unfortunate, but not the norm. Most people never issues of that severity. FWIW, our new minivan has suffered from a similar shutdown problem that has never...
View ArticlePersonal Consumer Issues • Favorite Caribbean vacation destinations?
My DW and I are booked at the Flamingo Hilton on the Dutch side of St. Maarten mid-January. Any restaurant recommendations? Should we make reservations early?Statistics: Posted by afr — Mon Nov 18,...
View ArticleForum Issues and Administration • Boglehead Keeps Logging Out
Check that your browser is keeping your cookies. You get logged out when your browser's cookies are deleted. This may be due to privacy settings or a browser add-on.Thank you for this suggestion. I...
View ArticlePersonal Finance (Not Investing) • Moving abroad - Sell or rent home in US
The simple 1% rule says sell. $2.8M value means a MINIMUM of $28,000 a month rent. You're talking 1/3rd that. Then say you come back in 2 years to find that the renters opened their house up to their...
View ArticlePersonal Investments • Question as a new working adult out of college!
Follow this Bogleheads flowchart designed to answer your questions. https://www.bogleheads.org/wiki/Priorit ... nvestmentsStatistics: Posted by dogagility — Tue Nov 19, 2024 6:53 am — Replies 11 —...
View ArticleInvesting - Theory, News & General • Sequence of returns risk
Keep in mind not to confuse a poor sequence of returns with the bad luck of bad returns over the entire retirement no matter what order they come in.Now I'm terrified ...Why? There is nothing new in...
View ArticlePersonal Finance (Not Investing) • HSA 70k when would you start using it
I always paid bills out of pocket and let the HSA grow. Now that I'm retired I take money out of it before IRA's up to the amount of my saved receipts. We have enough to fund all our expected medical...
View ArticlePersonal Finance (Not Investing) • Portfolio withdrawals- not retired?
Going part-time for the next 10+ years doesn't impact your pension and SS? Or are you estimating what they will be if you drop to part-time work?My pension is not impacted. My social security...
View ArticlePersonal Finance (Not Investing) • "We do better when our clients do...
We make money when our clients lose money; we make more money when our clients make money.The problem with this is that it does not imply alignment of interests because of the different exposure to...
View ArticleInvesting - Theory, News & General • I own my own home. That must affect...
Our house is worth about $1M.We don't include it our portfolio because it's not liquid.It's our nest egg for when we get too old to live alone, sell it, and go pay for an assisted living facility.The...
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Personal Consumer Issues • Ordering a Toyota...How does it work?
Probably won't help you in 2024, but my spouse ordered a 1995 Toyota Camry in a rare model from a dealer. Yeah one or two things might have changed in the auto market over the past 3 decades.......
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Personal Consumer Issues • Bicycle Recommendations?
The factory that manufactures most of the frames for the big name brands, started their own brand called polygon. Fitted with the same shimano/sram etc components, save some coin. May have a...
View ArticlePersonal Consumer Issues • Which Apple Watch For Emergency Services?
If the person has fallen, and can't speak, and can't push any buttons, and the watch hasn't been charged, I'm not sure what you can do. This link might be helpful for the OP, if a watch is not the...
View ArticlePersonal Consumer Issues • HSA for Treadmill
Why is your HSA not 100% invested?Statistics: Posted by RickBoglehead — Tue Nov 19, 2024 7:10 am — Replies 6 — Views 453
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