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Personal Finance (Not Investing) • "We do better when our clients do better"

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We make money when our clients lose money; we make more money when our clients make money.

The problem with this is that it does not imply alignment of interests because of the different exposure to risk. It incentivizes the advisors to go for the highest expected return regardless of risk--and regardless of the client's risk tolerance. Which might explain why they used to put 80% of their clients in 100% stocks. That was back around 2008 or so when they got in trouble for it:
Sharyn Silverstein, 64, is entitled to out-of-pocket losses she incurred as a result of Fisher Investments liquidating her bond portfolio and investing 100 percent of the proceeds in stocks, according to a copy of the interim arbitration award obtained by Bloomberg News
I assume and hope it's different now.

Statistics: Posted by nisiprius — Tue Nov 19, 2024 7:02 am — Replies 19 — Views 1403



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