Personal Investments • Review of financial picture and asset allocation

Taxable: ~$2.1M

28% - VOO (S&P 500) – ER: 0.03%
25% - VTI (Total stock) – ER: 0.03%
6% - VXUS (Total International) – ER: 0.08%
16% - FXAIX (S&P 500) – ER: 0.02% (50% of new investments)
11% - FSKAX (Total stock) – ER: 0.02% (30% of new investments)
1% - FISMX (International small cap) – ER: 1.01% (10% of new investments)
1% - FSPSX (International Index) – ER: 0.04% (10% of new investments)
9% - T-Bills (maturing within the next few months)
3% - Money market (cash position, and it varies)

I don't know why you're bothering to overweight international small caps (FISMX), but if you insist you would be better off with (VSS) Vanguard FTSE All-World ex-US Small Cap ETF (0.08%). VSS is small-cap growth not small-cap blend but its expense ratio is one-tenth the cost. Interestingly enough, FISMX's largest holding is VSS.

Thanks. I was only trying to invest a bit more in international and that fund seemed good. But great info on VSS. Thanks again!

Statistics: Posted by yogesh — Sun Mar 17, 2024 7:48 pm — Replies 6 — Views 435