Personal Investments • Review of financial picture and asset allocation
Taxable: ~$2.1M28% - VOO (S&P 500) – ER: 0.03% 25% - VTI (Total stock) – ER: 0.03%6% - VXUS (Total International) – ER: 0.08% 16% - FXAIX (S&P 500) – ER: 0.02% (50% of new investments)11% -...
View ArticlePersonal Finance (Not Investing) • Medicare: Getting Part A and D only
Injury and illness can hit hard at any time and for many, the chances increase steadily as we age.Statistics: Posted by jebmke — Sun Mar 17, 2024 7:48 pm — Replies 4 — Views 155
View ArticlePersonal Consumer Issues • Overnight in a DC Hyatt March 2025
The Wharf has a lot of clubs and restaurants nearby, in addition to being close to the Tidal Basin. If it's warm enough, you could also grab the water taxi to Old Town Alexandria, National Harbor, or...
View ArticlePersonal Investments • Can I retire with $1.75M at age 43?
This is a general question. I dislike and almost hate my job and was wondering if I could retire today at age 43 with about $1.75M net worth. I am very frugal and have spent about $25k per year for...
View ArticlePersonal Investments • HSA Fund selection
Since your HSA and Roth IRA are both growing tax-free for expenses in retirement, they can be invested as if they were a single account. Thus, for simplicity, you might invest in just one fund in the...
View ArticleClik here to view.
Personal Investments • Nervous about giving out information
Create an username which you have not used anywhere else. Choose an username that doesn’t reveal anything about you. Look at my username for example. There are millions of Mets fans in the US. I am...
View ArticlePersonal Finance (Not Investing) • Unable to mobile-deposit a check at Fidelity
If you use the web, you can enter your account and routing. At one time you had to fail the user/pass twice or three times before account/routing would pop up, but I think they let you enter it...
View ArticlePersonal Investments • Questions on Wash Sale?
As for me, I agree wholeheartedly with rkhusky: The correct answer is so obvious that even Kaye Thomas — who takes such great care to make confusing circumstances clear even for wash sale novices —...
View ArticlePersonal Consumer Issues • Cameras, Binoculars and Jackets for Alaska Cruise
We are taking an Alaska cruise tour in June. I'm relying on my phone and bringing my DSLR with a 70-300 lens. I usually go overboard (pardon the pun) on bringing equipment but not this time. The...
View ArticleClik here to view.
Personal Finance (Not Investing) • Vanguard i401k, opinion letter?
That is the last letter that I have.In March, Vanguard typically sends out a 5500ez information package with step by step instructions on filing Form 5500ez. I'm sure they will address the letter in...
View ArticlePersonal Consumer Issues • Lancaster PA trip
We went out that way last spring break with my boys, albeit older, 16 and 13. We stayed in Lititz at a Tapestry collection by Hilton, old chocolate factory refurbed into a hotel, Something different...
View ArticlePersonal Investments • Request for Portfolio Feedback
Do you have significant UNrealized capital gains in Fidelity ZERO Total Market Index Fund (FZROX) 0% ER?Thanks for the welcome! I updated my original post answering questions people asked so far....
View ArticlePersonal Finance (Not Investing) • Use RMD to pay taxes
Can a retiree do this by making a distribution from an IRA or a 401k in the years before an RMD is required? The idea, would be to have no withholding from Social Security checks and pension checks...
View ArticlePersonal Finance (Not Investing) • The NAR settlement doesn't mean you think...
Just to interject my slightly snark personal opinion:The entire commercial real estate industry runs on the exact same business model- listing agents, buyers' agents, same fee splits and everything....
View ArticlePersonal Investments • Direct real estate vs mega backdoor Roth 401K
Does your MBR process involve rolling to an IRA? If so, I believe you can purchase real estate in a self directed IRA.I prefer the MBR, but I thoroughly detest landlording, so perhaps not the most...
View ArticlePersonal Finance (Not Investing) • Reevaluating social security
I just used the opensecurity.com site and I'm confused about the advice that it is given.It states it would be best for me to take my social security at age 64 5 months which is next month and for my...
View ArticlePersonal Finance (Not Investing) • Do I need to file amended Form 8606?
But it is annoying that professional tax preparers cannot get this right. I really do think the issue originates with the IRS and the software, not the preparer. For example, I was helping a CPA...
View ArticlePersonal Finance (Not Investing) • Medical Insurance Deduction
Yes, we do the same with the small amount of Sched C Income DW gets. Income basically gets wiped out, and only having to pay 1/2 the S.E. tax.Why do you only have to pay 1/2 of SE tax?Statistics:...
View ArticlePersonal Finance (Not Investing) • Federal efile rejected * H&R Block
I submitted the first of several returns yesterday, my son, he got a rejection for incorrect 2022 AGI and PIN yet they were both correct!Try using 0 for the AGI. Sometimes the system just didn't get...
View ArticleInvesting - Theory, News & General • Vanguard invites clients to lend...
The income derivable from securities lending seems to have exploded in the last year. Perhaps this corresponds with the rise of interest rates; I don't know enough about securities lending to know....
View Article