Since your HSA and Roth IRA are both growing tax-free for expenses in retirement, they can be invested as if they were a single account. Thus, for simplicity, you might invest in just one fund in the HSA. Total International Institutional Plus might be a good choice for simplicity, as you can then balance it out with Total Stock Market in another account to get your desired international allocation.
(I do this with my own HSA. I hold a single ETF in the HSA, and since this doesn't cover my desired allocation to that ETF, I also hold the ETF in another account.)
(I do this with my own HSA. I hold a single ETF in the HSA, and since this doesn't cover my desired allocation to that ETF, I also hold the ETF in another account.)
Statistics: Posted by grabiner — Sun Mar 17, 2024 7:48 pm — Replies 5 — Views 458