Personal Investments • Non-401K contribution question
I had been getting liquored up on backdoor Roth and backdoor IRA so my mind went into 'saving more' gear. I even heard people opening Roth IRA for their 5-year-old. What would be an acceptable...
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Personal Finance (Not Investing) • tax brackets etc assuming TCJA sunset no...
We can no longer file our tax returns on a postcard. Statistics: Posted by FreddieFIRE — Sat Mar 16, 2024 7:28 pm — Replies 11 — Views 618
View ArticlePersonal Finance (Not Investing) • Concern for Possible Fraud... New Account...
Fraud detection is a balancing act. Sure they could flag this activity as fraud but doing so would likely mean a huge increase in false alerts. As described imo this would be at most a very borderline...
View ArticlePersonal Consumer Issues • Is this a termite?
carpenter ants like to eat wet wood. Be sure you are not supplying any such to them.Yup. Dry non-leaking houses are safe from carpenter ants.Statistics: Posted by tetractys — Sat Mar 16, 2024 7:31 pm...
View ArticlePersonal Consumer Issues • Caribbean island in January/February
Hi,My wife and I are planning travel to the Caribbean for next January/February from Philadelphia. Any recommendations for an island and hotel that is not so crowded that you have to wake up at 5am in...
View ArticlePersonal Finance (Not Investing) • Quit claim deed has a lot of room for fraud
Step one. Photoshop a fake Notary Certificate with a fake notary name. Step two. Order a notary seal using the fake Notary Certificate. Step three. Notarize anything you want using the fake notary...
View ArticlePersonal Finance (Not Investing) • tIRA to Roth IRA in MA (taxes)
Thanks to both of you for responding. I apologize for not giving complete information.I had contributed to a tIRA (non-deductible on both federal and MA) for a couple of years and then converted the...
View ArticleInvesting - Theory, News & General • Theoretically, would VTI be an...
VTI Vanguard Total Market Index is generally pretty good for most people who need or want investment in equities.It may be even better in Roth accounts where it can grow tax-free and withdrawals are...
View ArticlePersonal Investments • Please check my thinking about changing my Roth...
did international ever outperfom US outside of the Japan bubble? if it were only a 10 year outperfomance you might have a point. but after 4 decades is it still considered performance chasing?Yes....
View ArticlePersonal Finance (Not Investing) • “Bellys” on sewer scope for new house
Are there 50 year old houses in Scottsdale? Can't be very many of them.Lots of them. We lived there in the 70s & there were plenty of older homes then.Feels to me like 90% of the Phoenix Valley...
View ArticlePersonal Consumer Issues • Travel Medical Insurance--Primary or Secondary,...
1. A primary policy is strictly better than a secondary policy (all other things being equal) because, with a primary policy, you can decide to process a claim as either primary or secondary coverage....
View ArticlePersonal Consumer Issues • Buying an Expensive Car
When I was a few years younger than you and making a bit less I bought a GTI.When I was a few years older than you and making more I bought a Miata as a second car.Later I bought a sports sedan for...
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Personal Finance (Not Investing) • Am I Only One Who Hates Having Left Over...
I'm consolidating my accounts at Fidelity. I transferred one account from Vanguard that was 100% in VTI. Whole shares were transferred and partial shares liquidated to cash. So far so good. Today, I...
View ArticlePersonal Investments • Calculating Wash Sales on vested RSUs
Were the 40 shares from 1/25/23 sold on 2/4/23?Statistics: Posted by rkhusky — Sat Mar 16, 2024 7:36 pm — Replies 3 — Views 212
View ArticleInvesting - Theory, News & General • Why does the stock market go down...
Because investors are irrational, especially the big institutional investors who drive the market.I would say the opposite, that the market is in fact largely rational, is a reasonably efficient...
View ArticlePersonal Investments • Roth Conversion for TSP
As a 63 yr old retiree I have done roth conversions from my tsp account the last two years. TSP has sent me a check (I did withdrawal all on line) and I forwarded to my Roth at vanguard. As a ny state...
View ArticleInvesting - Theory, News & General • Access to Morningstar's X-ray?
Why do you want access? I see no value there. Just ask your questions here.OK, please tell me my exposure by industry, by maturity, by credit rating and by issue concentration for my portfolio.Go.I...
View ArticlePersonal Consumer Issues • Cloud based backup options for sensitive files
I don't like to put my sensitive files on other peoples computers.Statistics: Posted by tomander — Sun Mar 17, 2024 7:46 pm — Replies 91 — Views 7044
View ArticlePersonal Consumer Issues • Pretty set financially, but considering relocation...
Low 7 figures net worth.....Would be increasing salary from $240K.........In my L/MCOL, housing prices have doubled in the last 2-3 years......Even after the home prices increasing I would suspect...
View ArticleInvesting - Theory, News & General • Comparing VT, AVGE, and AVGV
Outside of convenience/behavioral factors, are there benefits to holding these Avantis megafunds? It seems like it's cheaper to buy beta for a few bps and then add stuff with deeper factor loading...
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