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Personal Consumer Issues • Election spam texts

I have never gotten election spam texts on my phone. However, when in Youtube, I see election ads which annoys me to no end. What I do is set my VPN to say, a server in Australia before using Youtube,...

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US Chapters • Searching for Lost Contributors

"Petulant" hasn't posted for a couple of months now.And abuss368 has been missing in action since the end of 2023.abuss368 our good friend Tony needed a vacation from the forum. He is alive and...

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Personal Finance (Not Investing) • What's your primary credit card?

Citi Costco (4% on Gas, restaurants), AMEX Blue cash preferred (6% on Groceries), and Fidelity card 2% for everything else.For Costco gas cash back, is there a special way to use the card or just a...

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Investing - Theory, News & General • 5M, probably enough to retire to a...

I saw your other post and wish you good returns on your investments so that you can continue in your home. As you said, you are trying to do it on $2.4 million. You would be living very comfortably if...

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Personal Consumer Issues • Greenlight debit card for teenager.

Fine so long as you can monitor what's going on. For example, Venmo plus a medical marijuana card (which teens can obtain in some states on their own before they reach 18) can lead to certain...

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Personal Investments • How to use Google 401k for 2-3 fund portfolio

One way you could estimate it for different years is to use portfoliovisualizer to compare VTI with a mix of VOO and VXF in a backtest starting at the given year, and find empirically the mix that...

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Personal Investments • Roth Recharacterization / Backdoor Roth questions

Somewhat related question:1) Can a 14 years old who is working summer, contribute to Roth IRA?2) Can a 14 years old become a General Partner and signer in a business?Statistics: Posted by andy2012 —...

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Personal Finance (Not Investing) • Which debt should I tackle first?

I want to start getting aggressive with my mid-level interest debts. However, I'm waffling over which loan to start getting aggressive with first. I wanted to ask the forum of people smarter than...

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Non-US Investing • SIPP tax relief advice

I think your idea of living off the cash is a good idea-no “safe” place in the stockmarket for money that is needed so soonSome high rates of interest on cash out there just nowWatch the tax on...

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Personal Consumer Issues • "22 of the funniest novels since...

The Bomb in the Attic, Jacob Hay 1962Statistics: Posted by cheese_breath — Fri Mar 15, 2024 7:11 pm — Replies 24 — Views 1810

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Personal Finance (Not Investing) • Inherited Stretch Annuity?

Catchinup, do you know how Transamerica calculated your RMDs? I have one of these annuities that was transferred to Transamerica and am planning to leave it to one of my children to help equalize...

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Personal Finance (Not Investing) • Tax Q - real estate exclusion and estates

I don't see how this is at all ambiguous.It was this (albeit old) articlehttps://scholarship.law.marquette.edu/c ... ext=eldersWhat specifically? I skimmed the article and nothing jumped...

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Personal Finance (Not Investing) • Men's suits: best time to buy & SoCal...

Thank you everyone for your recommendations. I apologize for not circling back earlier. Our family had a number of things pop up, and I lost track of this thread. Really appreciate the comments.Roger...

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Personal Investments • Portfolio Review Request

I started contributing to a TIRA after I could no longer contribute to a Roth IRA, and have continued doing so (at max annual contribution limits) out of habit. Sounds like I should stop doing so and...

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Investing - Theory, News & General • Should I Keep Sacrificing or Start...

I am for 1/3 spend, 1/3 save, and 1/3 tax. At age 50, I have a comfortable nest egg and no financial worries. Could that work for you?Statistics: Posted by WorkToLive — Fri Mar 15, 2024 7:17 pm —...

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Personal Finance (Not Investing) • Should "fellowship" be taxed ?

Received a 1099 NEC for a Fellowhip. Should this is taxabale income?Probly be taxabale even for a Fellowhip.Statistics: Posted by Cocoa Beach Bum — Fri Mar 15, 2024 7:17 pm — Replies 4 — Views 223

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Personal Investments • Ditching Wellesley to Minimize Income, Which ETFs?

but maybe I'm missing something.The balance is 50/50, at age 70 I'm looking for 40/60 or 35/65. with $800K250kNot sure how to solve your problem of "need income for spending" and "trying to reduce...

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Investing - Theory, News & General • Vanguard Announces CEO Retirement...

If I were still with vanguard the logo would be near the bottom of my concerns.Statistics: Posted by placeholder — Fri Mar 15, 2024 7:17 pm — Replies 330 — Views 30966

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Personal Finance (Not Investing) • Full Time RV/travel pre-Medicare insurance

Best place to research this is Escapees, an RV organization dedicated to RVers and providing many resources, including domicile info, to fulltimers. Their Xscapers sub-group is generally set up for...

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Personal Consumer Issues • Need Help Finding a Hobby

Volunteering to help those less fortunate can be really rewarding and more useful to humanity than some of the other options proposed here. Look for local charities, non-profits, or community...

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