So this letter they sent me they indicatted I should keep it for future use. Does that mean I have to be able to find it in 5-10 years when I retire? They will want that actual piece of paper at that time? Is there a way I can file it w/ the Medicare people now to avoid losing it?
I'm not sure about that need to keep *that* particular letter about "creditable coverage" for years.
For example, you could stop work now, no longer have employer health coverage, wait several years... and then want to start Part B.
I cannot imagine that a letter from years ago about how you previously HAD creditable coverage is going to save you from the probably harsh penalties if you hadn't had coverage since then.
When we went on Medicare (this summer) there were lots of forms and I'm pretty sure we did need that letter, but it was one issued contemporaneously. There may have been some statement about having had the employment and hence the creditable coverage for all years since age 65. I don't remember for sure just what we submitted, without looking at our records. We definitely did NOT submit many years worth of those creditable coverage letters.
[DH semi-retired very late indeed, and he's baaack at work there, but in a special status now. He's the "old college don" now, with the gorgeous thick white hair...
We are thus far very pleased with Medicare & retiree supplement, and very surprsed about that! Any yes, we have already made considerable use of that coverage in just the past half year.]What I'm not sure of is how it is handled if after age 65, someone jumps around from job to job, each with creditable coverage. Then... it might be more important to have those letters, or to request them later from the past employers (?).
RM
Statistics: Posted by ResearchMed — Sat Jan 04, 2025 4:01 pm — Replies 17 — Views 1397