Books are closed on 2025, and another nice year thanks to Mr. Market. We had our highest Y/Y $ increase, despite saving a bit less this year. DW and I had higher pay, with her getting a nice raise with a promotion. But expenses were up, largely due to an HVAC replacement and buying a new car (paid cash). We continue to max out both my and DWs mega backdoor, traditional back door and HSA. Looking to be on track to call it quits by 55, maybe sooner if the market keeps moving this way. But I know things are cyclical and fully expect we'll see the bear at some point between now and then. Will stay the course regardless.
Progression:
2007 - Age 30: $223K
2008 - Age 31: $410K (the highest year of medicare taxed earnings I've ever had)
2009 - Age 32: $487K
2010 - Age 33: $730K
2011 - Age 34: $650K
2012 - Age 35: $715K
2013 - Age 36: $1.1M (hit $1M 14 years after first post-college job)
2014 - Age 37: $1.3M
2015 - Age 38: $1.5M
2016 - Age 39: $1.9M
2017 - Age 40: $2.2M (hit $2M less than 4 years later...largely due to house appreciation, sold in 2018)
2018 - Age 41: $2.0M (never dipper below $2M, but it was close)
2019 - Age 42: $2.3M
2020 - Age 43: $2.98M
2021 - Age 44: $3.8M ($3.0M invested)
2022 - Age 45: $3.7M (includes $686k conservative home equity)
2023 - Age 46: $4.4M
2024 - Age 47: $5.3M
Progression:
2007 - Age 30: $223K
2008 - Age 31: $410K (the highest year of medicare taxed earnings I've ever had)
2009 - Age 32: $487K
2010 - Age 33: $730K
2011 - Age 34: $650K
2012 - Age 35: $715K
2013 - Age 36: $1.1M (hit $1M 14 years after first post-college job)
2014 - Age 37: $1.3M
2015 - Age 38: $1.5M
2016 - Age 39: $1.9M
2017 - Age 40: $2.2M (hit $2M less than 4 years later...largely due to house appreciation, sold in 2018)
2018 - Age 41: $2.0M (never dipper below $2M, but it was close)
2019 - Age 42: $2.3M
2020 - Age 43: $2.98M
2021 - Age 44: $3.8M ($3.0M invested)
2022 - Age 45: $3.7M (includes $686k conservative home equity)
2023 - Age 46: $4.4M
2024 - Age 47: $5.3M
Statistics: Posted by ChiKid24 — Mon Jan 20, 2025 7:38 pm — Replies 4842 — Views 1289424