Thanks to you all for your suggestion and advice.Somebody else can jump in if that is not the correct way to calculate it.
Allan Roth article and calculator help me understand.
The equation to calculate the present value (PV) of an investment needed to reach a future value (FV) with a given interest rate (r) and time period (n) is:
PV = FV / (1 + r)^n
https://www.calculator.net/present-valu ... ture-money
The key is to find the real interest for the etf iShares iBonds.
Real Yield as of Jan 17, 2025 for IBIJ is 2.13%
https://www.ishares.com/us/products/333 ... m-tips-etf
Statistics: Posted by CWRadio — Tue Jan 21, 2025 7:59 pm — Replies 5 — Views 416