Personal Investments • Need Tax Efficiency in Taxable Account

I have a related question. I have a considerable amount of cash sitting in FZEXX (municipal MM) in a taxable account at Fidelity. I want to keep this in short-term investments because it's probably going to be used for purchasing SPIA contracta, major home improvements, and stuff like that over the next 2-5 years or so. And, for this year and maybe next year, I am also trying to stay under IRMAA income limits and Roth income limits. I do not need any income from these assets for at least 5 years or so. Muni income from FZEXX gets added back into API for IRMAA MAGI so I'm considering BOXX (I know the controversy and risks).

Any other ideas?

Statistics: Posted by GaryA505 — Sun Feb 09, 2025 10:58 pm — Replies 57 — Views 6069

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