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Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred Rewards

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Quick question. In 2024, I received a $200 sign up bonus for the B of A checking account ($2K in direct deposits within 90 days), and $250 sign up bonus from Merrill Edge for transferring in $100K and holding 90 days.

I thought these were both taxable. I did receive a paper 1099-INT for the $200 bonus, so no problem there. Well, except that online, B of A says there are no tax documents for 2024. Not sure why it is paper only, but not a big deal.

I received a consolidated 1099 from Merrill Edge, and the $250 bonus is on neither the the 1099-INT nor the 1099-MISC portions of it. Isn't the $250 taxable? I guess I could list the $250 on Schedule B anyway, but I don't understand why the bonus doesn't appear on the 1099.
Probably because the Merrill Edge bonus did not exceed the $600 threshold to be reported on the 1099-MISC (I did not receive a 1099 from Merrill Edge for my 2019 bonus). That being said, legally you're supposed to self-report any taxable gains even if the brokerage did not report it :twisted:

Statistics: Posted by isira — Mon Feb 17, 2025 12:11 am — Replies 8563 — Views 1225542



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