I have more cash recently than I used to have because rates are better, but I also have a mix of CDs, nominal bonds of varying lengths and TIPS, as well as BNDX. I've built a bond ladder using those. It's easy to do using major brokerages, and locks in interest rates over time. TIPs protect against inflation. There's a wide menu to choose from. As bonds and CDs mature, I get to make that choice anew -- spend it, keep that amount in cash or buy a new bond or CD. There's lots of good discussion on TIPs on this site.
Statistics: Posted by Circe — Tue Apr 15, 2025 6:29 am — Replies 25 — Views 2161