I have run Roth conversion analyses in RPM and Pralana. It is recommended that you should set Pralana to mode 2 and RPM mode to R-T or T-R to keep the asset allocation the same during conversion. My TIRA contains 55% stock and 45% bond but 100% of the funds converted go to 100% effectively increasing my overall stock allocation and potentially increasing future returns with a Roth conversion.
Please explain to me like a five year old why I shouldn't use mode 1 in pralana or original mode in RPM ( to assess my roth conversion analyses) as I am not holding my real life portfolio asset allocation constant.
Please explain to me like a five year old why I shouldn't use mode 1 in pralana or original mode in RPM ( to assess my roth conversion analyses) as I am not holding my real life portfolio asset allocation constant.
Statistics: Posted by jocdoc — Tue Sep 02, 2025 9:50 am — Replies 0 — Views 40