If you have a specific purchase such as a house or other major expenses, then you should match the duration of the investment to the need. If it is going to be used for income in retirement, then that would be different. Which one is it?I am a bit paralyzed as to what to do. I would not need to pull the money I invest from the bond portfolio for several years 2-3 most likely.
Is placing close to $1,000,000 from a money market to taxable municipal even worth it?
What is the treasury advantages?
Using the stated $1M figure, a 10-year treasury would provide around $3,500 a month of income before taxes. VPALX would provide $3,204 in tax exempt income using the distribution figure from the month of August. After deducting 40.8% from the $3,500 monthly treasury income (no 3.07% PA state tax on treasuries) then one is left with $2,072.
Statistics: Posted by Hacksawdave — Thu Sep 04, 2025 10:33 am — Replies 7 — Views 593