Suggest you try to un-complicate your estate while you are still around. (That's what I did.). And for things that would take a big tax hit to unwind today, get tax advice and logistical instructions about unwinding upon your death. Instruct D to sell and put proceeds in a 2/3 fund portfolio, or even simpler, age-based fund. Or, PAS.
Is your D employed? Does she have a 401k? My D started getting excited about the market when she put her first $500 in an tIRA.
Is your D employed? Does she have a 401k? My D started getting excited about the market when she put her first $500 in an tIRA.
Statistics: Posted by Big Dog — Sat Sep 06, 2025 10:55 am — Replies 40 — Views 2229