Has anyone recognized a loss on a Roth conversion of a traditional IRA account funded with post-tax contributions?
I plan on making post-tax contributions to my Traditional IRA in 2026, 2027, and 2028 and then doing a Roth conversion in 2028. I’m hoping for gain, but if my post-tax contributions exceed the account's market value on the day of the conversion, I assume that I can take a loss, because the conversion is a recognition event. Right?
I plan on making post-tax contributions to my Traditional IRA in 2026, 2027, and 2028 and then doing a Roth conversion in 2028. I’m hoping for gain, but if my post-tax contributions exceed the account's market value on the day of the conversion, I assume that I can take a loss, because the conversion is a recognition event. Right?
Statistics: Posted by JMG — Fri Sep 26, 2025 3:18 pm — Replies 0 — Views 17