Personal Finance (Not Investing) • Delay Social Security Until Age 70?

That is only true if lower earning spouse's PIA is less than 50% of higher earning spouse's PIA. If higher than 50%, then absolutely there is a benefit to delaying till 70.

Right. His PIA is about 30% lower than mine.

30% of your benefit or 30% lower than your benefit?

If it’s 30% lower than yours, there is definitely a bereft of higher annual SS income.

Statistics: Posted by murrays — Sun Sep 28, 2025 3:51 pm — Replies 129 — Views 6880

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