Interesting - thanks. I had not thought of that. I have only, so far, modeled out to our total-guess end of life.Sounds good - if that modest advantage is before figuring in the benefits to an heir(s) it may have a much larger affect when you model out 10 years after transition. If not then you are right where you are at. FWIW - we had/have modeled ours out with varied portfolio returns ranging from about 70%, then 40% and then 20% of past historical real returns. The results are not completely intuitive but follow some progressions on how much conversions are preferred dependent upon returns.
Statistics: Posted by SFAtty — Mon Oct 06, 2025 5:40 pm — Replies 24 — Views 1979