43 categories! I have been tracking but only to about a dozen. I need to break mine down a bit more.For over 10 years prior to retirement, and now in retirement, I track our expenses across 43 categories. It takes about 15 minutes weekly. It enabled me to establish a comfortable retirement budget, including golf 4 times per week!
I recently began tracking my expenses closely -- it's been a little under two years.
For example, I am lucky if I play golf five times a month; I'd prefer to play 3-4 times per week. As such, I anticipate my golf expenses going up in retirement by a fair margin.
Ah, interesting. I wasn't there in the era you're referencing, so I didn't get to experience that. The first time I wanted to go to LV was for Quark's bar, but I would not have been told enough to drink had I gone anyway!I have not been there for 15 years, so maybe it is better or maybe not. I remember the later part of the nineties when one could get around anywhere on the LV Transit CAT easily, and between linked properties on free private monorails to visit the smaller local places. The local places slowly disappeared, and eventually so did the hotel run monorails being replaced with the current boondoggle LVMS.
I'm going to put on my economist hat and tell you that the lifestyle consisting of your current activities is an appropriate reward for the time you spend being not wasteful; after all, your accumulation speaks to the value you contributed during your working years.
Thank you. 45 minutes to go from (I presume, The Strip or areas near there) to Green Valley Ranch sounds a lot like California traffic, the sort of thing I would hope to avoid if I were in Vegas. Hearing that North LV is like CA worries me too. I'll have to visit more to see for myself of course, and I do appreciate the warning.
Definitely spend some time and every season in any area you are considering. Reno had some summer heat and winter snow, fun to play in but not something fun to deal with on a long-term basis unless one really wants to do that.
In the end I kept the CA address and the municipal funds, so twenty-plus years of planning that part of retirement fizzled out. If that is the only plan that went awry, then I will consider myself fortunate.
Statistics: Posted by Clever_Username — Tue Oct 07, 2025 6:07 pm — Replies 25 — Views 2982