As soon as our kids could sign their name, they got a savings account with a bank book at a local bank (and a library card). Allowances and savings were structured so they had regular deposits as well as some they could do with as they wished. It was all cash, in person and hands on. Numbers on a screen would not have meant anything to them at that age. They opened IRA accounts and started investing when they began working enough to file income taxes. If you want to invest for their future, do 529s and make a mental bucket in your taxable account for them. If you want them to learn investing go more slowly and wait until they are ready.
Statistics: Posted by Mike Scott — Sat Oct 11, 2025 6:39 pm — Replies 6 — Views 257