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Personal Finance (Not Investing) • No insurance options for escooters

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The lack of insurance options probably reflects the irregularity and danger of insuring the market, which should be a sign about operating such vehicles.
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Again, I fail to see why a 20 lbs electric scooter limited to 20mph, especially with an exclusion requiring that it be ridden off sidewalks, is more dangerous to third parties than a multi-ton truck or car. Or why such a scooter is more dangerous than a full-fledged motorcycle, moped, motor scooter, or any other motorized vehicle (including boat, ATV, jet ski, aircraft, ATV, golf cart, etc.) that is easy to insure. Care to explain?

Statistics: Posted by frcabot — Thu Oct 16, 2025 7:29 pm — Replies 21 — Views 822



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