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Personal Finance (Not Investing) • What's Your Credit Card Rewards Strategy?

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I have run an Amex cash back machine with a Schwab platinum, gold card, and blue biz plus. This has gotten annoyingly expensive and I feel like blowing the whole thing up this year. We will see. Either way it provides 4.4% back on groceries and dining, and 2.2% on everything else. Other benefits are good like national executive and I have a centurion lounge in my home airport.

I got the new Alaska summit visa infinite card and am working on that SUB now. I’ll never spend $60k on that per year unless I figure out some hacks. This card may end up being used for its perks and little spend.

CSP - I got this for the SUB two years ago, and was using it strictly for the primary rental car insurance. Now I have the atmos summit and that covers the benefit. I’ll probably ditch the chase cards (downgrade it to a freedom flex).

I may get the mesa homeowner card. Seems interesting.

Statistics: Posted by just josh — Wed Oct 22, 2025 8:25 pm — Replies 8052 — Views 1808637



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